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Reg Jones

Expert's View:

The COLAs for 2009

One of the joys of being a federal retiree -- other than the obvious one of being retired -- is that you get an annual a cost-of-living adjustment to your annuity. . . writes benefits expert Reg Jones.

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Prepayment Prescription

People who itemize deductions on Schedule A of their tax return can benefit from year-end planning. More

The Retirement Literacy Commission

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http://www.federalretirementseminars.com/schedules.php
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The Thrift Savings Plan Open Elections Act of 2004 requires retirement financial
literacy and education.
 
They must also provide information and counseling on the benefits the Federal Government
provides and on how to plan for retirement. More

Charity Drive

Be careful before you agree to a charity’s request to donate an old car. More

Munificent Munis

Ten-year Treasury bonds yield around 2.7% now. More

Tax State-Ment

Municipal bond fund investors have two choice:
* Invest in a national fund. More

Going Up

In 2009, the federal estate tax exemption increases from $2 million to $3.5 million. More

Prudent Policy

Some estate plans include a large life insurance policy held in trust. More