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As you know, a service member becomes entitled to retired

pay upon completion of 20 years of service, regardless

of age. Military members are covered by one of three

separate retirement systems, depending on when they joined

the military and three systems require no contribution

from the service member:


Final Pay

High-3

CSB/REDUX


These three retirement systems have their own unique features

and incentives for military service members and you need

to know which one of these retirement systems you fall in and

ultimately make the important decision as to when you plan to

retire from the military. Your miltary pay will depend on many

factors and it’s important you make the best decision for you

and your family and to do so, you must educate yourself.


FEDweek’s 2003 Retired Military Personnel Handbook contains

this all-important information you need to make the proper

decisions and it has just been updated for 2003! Below you

will find more details about this comprehensive retirement

handbook for all military members. Please continue reading…


Thank You,

Armed Forces News Editorial Staff


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Brand New Editorial Release

2003 Retired Military Personnel Handbook Just Published

-Only $9.95!

http://www.fedweek.com/Publications/default.asp

**


Dear Armed Forces News Reader:

For 2003, The Retired Military Personnel Handbook has been

COMPLETELY REVISED AND EXPANDED AND IS STILL ONLY $9.95!

The Retired Military Personnel Handbook is now in its

fourth year and has been distributed to military

installations and federal government agencies all over

the world! It is specifically written for all military

personnel and retirees and their families and is designed

to guide you through every aspect of your retirement,

explaining what benefits you may qualify for and how to

get them, as well as providing a context for making many

of the important decisions that lie ahead. Here’s a look

at just some of what’s NEW in the 2003 edition:


TRICARE Plus program-A complete, down-to-earth explanation

of the eligibility requirements and the covered benefits


Federal LTC Insurance program-Contains the eligibility,

benefit choices, and premium considerations, including

how the program differs for active employees versus

retirees, tax considerations and other aspects of the

program


Tax Policies-The latest information affecting your

retirement accounts, estate tax treatment and long-term

care premiums


New Retirement Lifestyle Information-Including how to

evaluate continuing care communities and nursing homes


Incapacity Planning-New important information on

protecting your heirs


Pay and Benefit Policies-The latest on COLAs, health

and life insurance, Medicare and Social Security,

Veterans Affairs and Defense Department programs, and

a look at key legislative initiatives affecting retirees


Important Points of Contacts-Just updated points of contact,

benefit rates, addresses, tax treatment of annuities,

status of important legislation and other vital material


The new SGLI family coverage option-What it will cost you

and what it will provide


Survivor Benefits-The latest information on survivor

benefit policies and rates


Moving in Retirement-Special considerations for those

moving in retirement


PLUS, COMPLETELY REVISED INFORMATION ON.


Retired pay and benefits-how the latest changes affect you

and your family

Disability retirement-qualifying, compensation,

implications

Medicare and Social Security benefits-eligibility and

requirements

Re-employment with the Government-the veterans’ advantage

Financial planning-maximizing your military retirement

income

Taxes in retirement-minimizing your tax burden

A plain-English explanation of TRICARE for Life-what it

does and doesn’t cover, eligibility rules and how to

make in prescription drug policies

The new Senior Pharmacy Program-who is eligible, and

how you can use it to save money on your prescription

drugs

Tricare dental benefits-what’s covered and what’s not

VA health benefits-eligibility and facilities

Survivor benefits-spouses and family members, divorce

VA retirement compensation-types and how much

Life insurance-USGLI, VSLI and other Government plans

Other VA programs-assistance with loans, income,

education, etc.

And much, much more!


“The 2003 Retired Military Personnel Handbook gives you

the absolute latest information available on your military

retirement and is a perfect tool to be used as a reference

guide whether you are just nearing retirement or are

already retired.”

Don Mace

Publisher, Armed Forces News

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HOW TO GET “The 2003 Retired Military Personnel Handbook

It’s Available only at FEDweek! Go to

http://www.fedweek.com/Publications/default.asp or see Below.

***


The 2003 Retired Military Personnel Handbook is only $9.95

(plus $3.75 s&h) and you can place your order online at

http://www.fedweek.com/Publications/default.aspunder our

Military Interests section. You may also call

our 24 hour toll-free order line at (888) 333-9335 and place

your order or send your order with payment ($13.70) to:

FEDweek, PO Box 5519, Glen Allen, VA 23058.

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