Most federal employees cannot afford the prohibitive cost of defending themselves against potential threats to their career — proposed discipline, complaints, grievances, investigations, civil lawsuits and criminal prosecution.

That is why thousands of federal employees have turned to CareerGuard Professional Liability Insurance, which pays the cost of experienced attorneys to defend a policyholder against any of these actions.

Coverage is not limited to managers or law enforcement officers.

All full-time federal employees may enroll in this valuable coverage.

Check with your agency to see if you are eligible for 50% premium reimbursement.

Also, Payment may be made by several different options:

* Direct Deposit (payroll allotment – $11 per pay period)

* Direct Bill (quarterly, semi-annual, or annual)

* Credit Card

Contact Mass Benefits at 1-800-221-3083 or at http://www.career-guard.com/

to find out how their coverage and payment options may be more suited for you.