Education Savings Plan Considerations
Many people have created revocable living trusts to hold their assets. If you have such a trust, should you use …More
Many people have created revocable living trusts to hold their assets. If you have such a trust, should you use …More
Much of the attention to retirement planning involves building up savings, but proper financial preparation for retirement involves more than …More
When you came to work for the government, you filled out a raft of papers. Among them likely were designations …More
Retirees face the difficult task of replacing lost income. While a retiree no longer receives a paycheck from employment, the …More
When you’re developing an estate plan, avoid these common errors: * Don’t give away assets too soon. Youngsters may be …More
If you’re searching for a trusted financial advisor, keep these pointers in mind: * A good advisor finds the facts …More
A trust can be a vital component in an estate plan. What they offer: * Protection against possible incompetency. To …More
Variable annuities allow you to put your money into a variety of investment accounts, including stock funds, while deferring the …More
A well-executed prenuptial agreement is vital when both spouses come into a marriage with significant assets, children, or both. A …More
Every trust has a trustee, who holds property for one or more beneficiaries. Indeed, the most important person in the …More
Some people are reluctant to use trusts in their estate planning. You might think that leaving money in trust will …More
People who donate or bequeath substantial amounts to charity may want to replace that wealth for their heirs. Typically, wealth …More
As you head into retirement, should you pay down your mortgage, reducing your debt burden? Or should you hold onto …More
At any age, illness or injury may cause a catastrophic medical condition and the loss of a patient’s ability to …More
The way in which assets are titled can be vital. The main options are: * Your own name. Holding …More
A power of attorney grants someone (the “agent”) authority to act on behalf of another party (the “principal”). A durable …More
Don’t create a trust when it’s not necessary. Trusts can help avoid probate and smooth the transition in case you …More
A 529 college savings plan usually is owned by one person. There is one beneficiary: the college-bound or in-college student. …More
Deferred annuities (fixed or variable) may be considered the opposite of life insurance because annuities can help you protect against …More
Variable annuities have received negative publicity in recent years, which may keep individuals from buying them. Although variable annuities have …More
Revocable trusts (sometimes called “living trusts”) are heavily promoted these days. When you create such a trust, you can remain …More
The simplest, least expensive tactic for dealing with potential incapacity is to put some assets in joint ownership, with right …More
Retirees should keep 12-18 months’ of spending money in a cash reserve such as a money market fund. Say you …More
Asset protection strategies are gaining popularity but there are some points to keep in mind before you take any actions. …More
Naming the right beneficiary for your IRA is often given little thought, but it can be enormously important. Recommended strategies: …More
Although no one wants to think about their own funeral arrangements, ignoring the issue can lead to over-spending that will …More
A health care proxy let you names someone who can make decisions about your medical care if you can’t make …More
The five years before retirement are probably the most critical there are in terms of getting ready for the big …More
In your will you could leave a certain amount with the direction that the executor use the funds to establish …More
If you are concerned about running short of money, as you grow older, you can buy an immediate annuity, also …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Feb | 1.29% | % | 2.74% | 3.2% | 3.62% | 0.33% | -1.41% | 5.34% | 6.03% | 2.74% |
YTD | 1.66% | % | 3.15% | 3.62% | 4.04% | 0.67% | -1.6% | 7.1% | 3.48% | 2.51% |
10yr | 4.1% | % | 6.98% | 7.73% | 8.34% | 2.35% | 1.63% | 12.69% | 8.64% | 4.75% |