All the Things That Get Deducted from Your FERS Pension
Having a pension in retirement is one of the best benefits that federal employees enjoy. Very few private sector employers …More
Having a pension in retirement is one of the best benefits that federal employees enjoy. Very few private sector employers …More
A recently introduced House bill (HR-6581) would broaden the scope of protections against age bias under the Age Discrimination in …More
Deciding whether to elect a survivor annuity is partly a matter of math, but it is more than that. The …More
Keeping your home well-maintained and in good repair is certainly necessary if you want to protect a major investment in …More
Working for the federal government comes with some great insurance options. And one of the best perks is that most …More
Awareness, Reserves, Mindset, Options and Risk Management are five steps you can take toward achieving a solid financial foundation for …More
In a series of recent reports, the OPM inspector general’s office said it has identified misspending in the FEHB program, …More
If you have or adopt a child, he or she is eligible for coverage under the Federal Employees Health Benefits …More
Many retirees have property in more than one state. Establishing residency in one versus another might result in lower taxes …More
There is 1.1 trillion dollars of credit card debt, 49 percent of all card holders. And there is 12.2 trillion …More
Many people have “concerning” attitudes about preparations for retirement, including that nearly half of current workers “would prefer not to …More
When planning for retirement, one crucial step is to make sure you’re getting service credit for all your working time …More
Although you might not want to think about it, there’s a chance that you could lose the ability to manage …More
The tax breaks in retirement savings plans such as IRAs and employer-sponsored programs “are much more likely to benefit high …More
An inspector general audit has recommended steps to improve the OPM’s process for resolving disputes over denied claims under the …More
If you are an employee covered by the Federal Employees’ Group Life Insurance program, there’s an extra benefit in that …More
Assets such as real estate, business interests, collectibles, personal property, and intellectual property may have to be valued for tax …More
More Americans are working beyond age 65 and of those who remain employed they on average are working more hours, …More
At retirement, you’ll have a big decision to make if you are married: Should you elect a survivor benefit for …More
Retirement preparations should not just be about preparing yourself and your family; your home should be prepared, too. Consider these …More
Nearly all current federal employees are covered by the Federal Employees Retirement System, with just 2 percent under the older …More
The deferred annuity option can be attractive for federal employees who 1) aren’t currently eligible to retire under an age …More
When shopping for life insurance, many people choose permanent life insurance policies even though they are more expensive than term …More
We’ve all heard it: A Roth (post-tax) retirement account is the best thing since sliced bread. (Fun fact: I lived …More
The Secure Act 2.0 was signed as law at the end of 2022. This law brings several changes in the …More
The National Active and Retired Federal Employees Association has called on a House committee to advance a bill (HR-82) to …More
An FEHB plan’s failure to provide benefits that basic guidelines required in the program could become the basis for challenging …More
As part of your estate planning, don’t forget to include a power of attorney. This document names someone else to …More
Your Social Security Full Retirement Age (FRA) is an age set by Social Security, and it varies based on your …More
The amount of money needed for retirement varies from person to person based on various factors such as lifestyle, health, …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Feb | 1.29% | % | 2.74% | 3.2% | 3.62% | 0.33% | -1.41% | 5.34% | 6.03% | 2.74% |
YTD | 1.66% | % | 3.15% | 3.62% | 4.04% | 0.67% | -1.6% | 7.1% | 3.48% | 2.51% |
10yr | 4.1% | % | 6.98% | 7.73% | 8.34% | 2.35% | 1.63% | 12.69% | 8.64% | 4.75% |