Your Life Insurance May Be Running Low on Cash
When shopping for life insurance, many people choose permanent insurance policies even though they are more expensive than term policies. …More
When shopping for life insurance, many people choose permanent insurance policies even though they are more expensive than term policies. …More
The pandemic has caused more people to retire than ordinarily would have been the case but that effect was mostly …More
Once you’ve decided firmly to retire and have turned in your application, it helps to remember that what happens next …More
While hopefully your plan for funding your retirement will provide what you need, you may find that you have needs …More
A study has found that the three positive words or phrases that working age people most commonly associate with retirement …More
The statement you received from the Office of Personnel Management when your CSRS or FERS annuity was approved shows your …More
If you buy homeowner’s insurance based on market value, you may have too much coverage. Just because your home is …More
The Senate Finance Committee has cleared for a vote in the full Senate a wide-ranging bill affecting retirement savings and …More
Federal Employees Health Benefits program carriers are obligated to follow standard coordination of benefit rules established by the National Association …More
People who donate—or bequeath through a will—substantial amounts to charity may want to replace that wealth, for purposes of what …More
The National Active and Retired Federal Employees Association is asking Congress to suspend the requirement that retirees age 72 and …More
You can retire on an immediate, unreduced annuity if you meet the age and service requirements. But if you want …More
If you are still paying a mortgage as you head into retirement, should you pay down your mortgage, reducing your …More
While Social Security’s formula paying either reduced or enhanced benefits is touted as working out the same overall, certain categories …More
If you are retiring on an immediate annuity (including disability), you can continue your FEHB and/or FEGLI coverage into retirement …More
The way in which assets are titled can be vital. The main options are: * Your own name. Holding assets …More
The GAO has pushed the Social Security Administration to better coordinate with the Labor Department to assure that those eligible …More
The best way to help yourself toward a successful retirement is careful, long-term planning. But not everyone will have years …More
There are several strategies you might wish to consider for improving your cash flow in retirement. One is the reverse …More
A budget plan from a caucus of House Republicans revives long-running budgetary proposals that have been largely dormant since the …More
The three levels of FEHB are self only, which provides benefits only to the enrollee; self plus one, which provides …More
When shopping for life insurance, many people choose permanent life insurance policies even though they are more expensive than term …More
While those who retired in the past often drew down their savings only slowly afterward, or even left enough in …More
Benefits for survivors of federal retirees are one of the most valuable of federal employment benefits—which means, naturally, that they …More
Disability insurance can provide you with income if your earnings are reduced by illness or injury. However, disability policies are …More
The latest version of an annual survey shows that retirement confidence overall remains strong but that both the pandemic and …More
Although many federal employees and retirees approach their decisions on the Federal Long Term Care Insurance Program as a once-a-lifetime …More
As your personal situation changes through the years, so do your life insurance needs. You should checkup your coverage regularly, …More
Sometimes numbers are not what they seem to be. A recent example is the annual report from Fidelity Investments that …More
OPM has said it is working to improve features for federal employees and annuitants to compare FEHB plans, although it …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Feb | 1.29% | % | 2.74% | 3.2% | 3.62% | 0.33% | -1.41% | 5.34% | 6.03% | 2.74% |
YTD | 1.66% | % | 3.15% | 3.62% | 4.04% | 0.67% | -1.6% | 7.1% | 3.48% | 2.51% |
10yr | 4.1% | % | 6.98% | 7.73% | 8.34% | 2.35% | 1.63% | 12.69% | 8.64% | 4.75% |