Structuring Payouts for Your Heirs
In addition to their civil service annuities, many federal employees purchase private annuities for investment, retirement planning and survivor benefit …More
In addition to their civil service annuities, many federal employees purchase private annuities for investment, retirement planning and survivor benefit …More
The rise in “gig” type jobs—those without the types of benefits that come with traditional employment—is continuing and the factors …More
The government is encouraging retired federal employees to return to work for Coronavirus-related positions—not just in health care but others, …More
The way in which you hold your assets can affect your financial and estate planning. * Sole ownership. Holding assets …More
Older workers have “reasonably good prospects for extending their careers” says a new report from the Center for Retirement Research, …More
Electing a survivor annuity reduces the amount of your own annuity. How much it’s reduced depends on your choice. Under …More
Do your homework before making any commitments to using a financial advisor. Ask about an advisor’s investment philosophy, to see …More
One result of the gap between men’s and women’s earnings is lower overall retirement preparedness for women, says a new …More
The Federal Long Term Care Insurance Program lets you choose between two inflation protection options. Automatic Compound Inflation Option—With this …More
How much of your retirement portfolio should you use for spending money after you stop working? One common benchmark is …More
The Social Security system likely will turn an important financial corner this year, says a Congressional Research Service report calling …More
If you have or adopt a child, he or she is eligible for coverage under the Federal Employees Health Benefits …More
You may have several sources of cash available to you for retirement that you had not considered, although using them …More
Households near retirement and in the early years of it are more likely to have debt, and to have more …More
When planning for retirement, one crucial step is to make sure you’re getting service credit for all your working time …More
While long-term care (LTC) insurance may be necessary for financial security, the premiums can be steep. One way to hold …More
The Coronavirus relief bill newly signed into law would impact the TSP, along with other retirement savings plans such as …More
If you are an employee covered by the Federal Employees’ Group Life Insurance (FEGLI) program, there’s an extra benefit in …More
If you die without a will, you die “intestate” and your assets will be distributed according to your state’s law. …More
Fraud against older persons, including scams in which federal agencies are impersonated, costs victims nearly $3 billion a year, says …More
At retirement, you’ll have a big decision to make if you are married: Should you elect a survivor benefit for …More
If you’re at the age where you have elderly parents, you may have opportunities to help them remain independent. Helping …More
Above half of retirees never move from the homes they occupied while in their early 50s while nearly a fifth …More
The deferred annuity option can be attractive for federal employees who 1) aren’t currently eligible to retire under an age …More
With people living longer and, in many cases, retiring earlier, a retirement fund might have to last for many decades. …More
A report from the Urban Institute says that those thinking of extending their working careers may face financial disincentives as …More
An FEHB plan’s failure to provide benefits required under basic program guidelines could become the basis for challenging a claim …More
You may have decided to relocate in retirement, which might mean crossing state lines or just downsizing from a house …More
OPM and a House committee have focused attention to the issue of “surprise” medical bills, which have emerged as a …More
You may elect to receive a lump-sum living benefit payment from FEGLI if you are terminally ill and have a …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Mar | 1.15% | % | 2.16% | 2.50% | 2.79% | 0.38% | 0.87% | 3.22% | 3.33% | 3.36% |
YTD | 2.82% | % | 5.38% | 6.22% | 6.95% | 1.05% | -0.74% | 10.55% | 6.92% | 5.95% |
10yr | 4.20% | % | 7.19% | 7.98% | 8.63% | 2.36% | 1.73% | 12.96% | 9.07% | 5.15% |