Premium Conversion Available to Some Retirees
One of the major differences in health insurance between active employees and retirees is that in general, the former group …More
One of the major differences in health insurance between active employees and retirees is that in general, the former group …More
The ownership of your life insurance policy can have a substantial impact on how this asset will be handled. Choices …More
More than 7million Americans over the age of 65 – one out of every five– already have been victimized by …More
Have you ever gotten into an argument with you health benefit plan over whether a medical procedure or service should …More
When purchasing life insurance, applicants generally are put into one of these broad categories: * Preferred risk. This includes people …More
The country’s changing demographics, in particular the decline in households with married couples, has implications for both retirement and insurance, …More
There are two features of the Federal Employees Group Life Insurance (FEGLI) program about which you are probably unaware. First, …More
The way in which you hold your assets can affect your financial and estate planning. * Sole ownership. Holding assets …More
While numerous studies in recent times have warned about lack of financial readiness for retirement by those approaching it, a …More
Many CSRS-covered employees have reached or are about to reach a point in their careers when their basic annuities are …More
To finding the right financial advisor, you must match your goals with the planner. Suppose you are primarily interested in …More
The number of private sector employers offering health insurance to their workers remained about stable in 2013 while the premium …More
If you are a CSRS or CSRS-Offset employee who doesn’t owe any deposits or redeposits to the retirement system, you …More
These investments work best inside your IRA or other tax-deferred retirement accounts: Short-term holdings. If you do any in-and-out trading, …More
The aging of the population is bringing with it a boom in grandparents and today’s granddad and grandma are more …More
If you once worked for the federal government and were covered by CSRS then left for greener pastures, you may …More
When you’re saving for your children’s college education, 529 plans offer some outstanding tax advantages. Investment buildup is tax-free and …More
Retirement is becoming more of a process and less of an event, according to a survey conducted by AEGON in …More
Should you elect a survivor annuity for your spouse when you retire? Before you say yes or no, just remember …More
Why do you need life insurance? Often, for one of these two reasons: * Income replacement. If your untimely death …More
Baby boom retirees and the generation immediately following them, called Generation X, are less likely to have enough postretirement income …More
Under both CSRS and FERS, disability benefits are payable if you have become so disabled that you are prevented …More
There are several strategies you might wish to consider for improving your cash flow in retirement. One is the reverse …More
The rate of federal retirements outside the U.S. Postal Service picked up in 2012, continuing a trend of increases since …More
In recent years an increasing number of employees have left government before being eligible to retire. Many of them have …More
While much of the attention on the flexible spending account program for federal employees focuses on using such accounts for …More
A recent report on the state of the Social Security trust funds contains no surprises, which comes as good news …More
Normally, an employee is eligible to retire from federal service when the employee has at least 30 years of service …More
Just because you have a will, that doesn’t mean you have an estate plan. Some of your most valuable assets …More
Among the side effects of longer working careers for older persons that employers may fear—and may use as a justification …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Feb | 1.29% | % | 2.74% | 3.2% | 3.62% | 0.33% | -1.41% | 5.34% | 6.03% | 2.74% |
YTD | 1.66% | % | 3.15% | 3.62% | 4.04% | 0.67% | -1.6% | 7.1% | 3.48% | 2.51% |
10yr | 4.1% | % | 6.98% | 7.73% | 8.34% | 2.35% | 1.63% | 12.69% | 8.64% | 4.75% |