Retirement & Financial Planning Report

Anti-scam experts think they’ve identified an otherwise admirable trait in most of us, especially those who grew up in a generation that heavily emphasized manners and courtesy, that makes us particularly susceptible to scam artists. These crooks bank on a potential victim’s reluctance to slam a phone down or turn a polite, well-groomed person away from their door. If you are one of those nice folks who just can’t seem to say no, it would be a good idea to consider this: They’ve got your number, these swindlers, and won’t hesitate to take advantage of your good nature and manners. In these cases it would pay to assume the worst and politely but firmly just say the magic two letter word “no” (add “thank you,” if you must) and then back away fast).