If you’re planning to relocate in retirement, exercise caution. Some states protect IRAs, 401(k) accounts, etc., from creditors but others don’t offer the same security. Suppose, for example, you’re thinking of moving from high-tax California to Nevada, where there is no income tax. You might want to consider the fact that Nevada places a relatively low dollar limit on the amount of assets that can be protected inside IRAs and plans such as 401(k)s. Florida, another popular destination for retirees, offers more IRA/401(k) protection as well as state income tax relief. So, check out the situation before you make a move.