There’s a new breed of scam artist around. They may claim to be foreign, sometimes “Nigerian,” according to scam experts, and may ask for your help, claiming that they have plenty of money but the funds are being held up by financial institutions for some reason or another. What do they want from you? Why, simply cash some checks for them while they wait out the banks. What you’re promised in return is a large chunk of cash for doing them the favor. Sure, you can check their documentation, impressive-looking “official” papers, such a copies of checks and other drafts, but it’s a good bet that they’re phony, too. It’s hard to believe that this “obvious” ruse works. But fraud experts say it happens often enough to warrant warnings.