For most people, term life insurance makes sense. Continue ›

Hundreds of companies, based in the U.S. and around the world, offer dividend reinvestment plans (DRIPs). Continue ›

For the past 10 years (through April 2012), mutual funds investing in emerging markets returned 11.39% a year, on average, according to Morningstar. Continue ›

Credit scores are used by lenders to decide whether you'll get a loan or refinance a mortgage. Continue ›

The formula for college financial aid is complicated but the underlying premise is straightforward. Continue ›

A report from the Kaiser Family Foundation stresses the importance of having health insurance for both health and financial reasons, underscoring the value of the benefit to federal employees of having employer-sponsored health insurance and remaining eligible to continue it in retirement.
The report noted that of the roughly 50 million Americans without health insurance, about three-fifths have at least one full-time worker in the family and about a seventh have a part-time worker. Continue ›

Relatives of persons age 65 and older commonly are worried about the finances of those persons and there is good reason for such concerns, according to a study done on behalf of the Investor Protection Trust that underscores the importance of a family approach to finances.

It found that four out of 10 children of parents 65 or older are very or somewhat worried that their parents "have already become or will become less able to handle their personal finances over time" and that among the older group, more than a third are very or somewhat worried about being less able to handle money issues over time. Continue ›

Mutual funds focusing on small companies have lost money over the past 12 months, while funds holding large-company stocks made money. Continue ›

Social Security Statements are now available at www.socialsecurity.gov. Continue ›

If you have a youngster who'll have a job this summer, make sure he or she is familiar with the relevant tax issues. Continue ›

Among stock funds, the average expense ratio is 0.79%, according to the Investment Company Institute. Continue ›

Parents of young children may fear that saving for college will reduce the financial aid their children can receive. Continue ›