Expert's View:
The Age Penalty and Early Retirement
With early retirement opportunities popping up in the Postal Service and the usual speculation about them elsewhere, a lot of employees are confused about how the age penalty would affect them if they were to retire before reaching their normal retirement age.
When it comes to retiring early, FERS employees have a big advantage over their CSRS counterparts. . . writes benefits expert Reg Jones.
Pre-Retirement Seminars by Personal Benefits Services
PBS, founded in 1980, provides educational financial planning seminars to government agencies and their employees. Sessions focus on Thrift Savings Plan investment strategies and how to coordinate them with outside investments.
Defined benefits, CSRS, FERS, CSRS Offset, Social Security, deposits, re-deposits, federal insurance issues, and military issues are also discussed in detail.
Ultimately, these seminars will impart two basic strategies:
How to get "enough" money, and how to maintain it.
| Wednesday, Sep. 10 - Friday, Sep. 12, 2008 | Washington, DC |
| Tuesday, Sep. 16 - Thursday, Sep. 18, 2008 | Virginia Beach |
| Thursday, Sep. 18 - Friday, Sep. 26, 2008 | Nashville |
| Tuesday, Sep. 30 - Thursday, Oct. 2, 2008 | Portland |
| Wednesday, Oct. 8 - Friday, Oct. 10, 2008 | Washington, DC |
| Wednesday, Oct. 15 - Friday, Oct. 17, 2008 | Scottsdale |
| Tuesday, Oct. 21 - Thursday, Oct. 23, 2008 | San Antonio |
| Thursday, Oct. 23 - Saturday, Oct. 25, 2008 | Arlington |
| Tuesday, Oct. 28 - Thursday, Oct. 30, 2008 | Portsmouth |
| Tuesday, Nov. 4 - Thursday, Nov. 6, 2008 | Hawaii |
| Wednesday, Nov. 5 - Friday, Nov. 7, 2008 | Washington, DC |
| Wednesday, Nov. 19 - Friday, Nov. 21, 2008 | Sacramento |
| Wednesday, Dec. 3 - Friday, Dec. 5, 2008 | Las Vegas |
| Tuesday, Dec. 9 - Thursday, Dec. 11, 2008 | Denver |
| Wednesday, Dec. 10 - Friday, Dec. 12, 2008 | Washington, DC |