Expert's View:
The Windfall Elimination Provision
If you are a CSRS-covered employee (either CSRS or CSRS Offset), there are two provisions of law that can negatively affect your retirement income. . . writes benefits expert Reg Jones.
Pre-Retirement Seminars by Personal Benefits Services
PBS, founded in 1980, provides educational financial planning seminars to government agencies and their employees. Sessions focus on Thrift Savings Plan investment strategies and how to coordinate them with outside investments.
Defined benefits, CSRS, FERS, CSRS Offset, Social Security, deposits, re-deposits, federal insurance issues, and military issues are also discussed in detail.
Ultimately, these seminars will impart two basic strategies:
How to get "enough" money, and how to maintain it.
| Feb. 23-25, 2010 | Virginia Beach, VA |
| March 23-25, 2010 | Denver, CO |
| March 23-25, 2010 | Washington, DC - FERS ONLY |
| April 6-8, 2010 | Seattle, WA |
| April 20-22, 2010 | Ft. Snelling, MN |
| May 4-6, 2010 | Scottsdale, AZ |
| May 4-6, 2010 | Washington, DC - CSRS ONLY |
| May 11-13, 2010 | Washington, DC - FERS ONLY |
| May 25-27, 2010 | Atlanta, GA |
| June 8-10, 2010 | Las Vegas, NV |
| June 22-24, 2010 | Washington, DC - CSRS ONLY |
| June 29-July 1, 2010 | Washington, DC - FERS ONLY |
| July 13-15, 2010 | Portsmouth, NH |
| July 20-22, 2010 | Washington, DC |
| August 10-12, 2010 | Denver, CO |
| August 17-19, 2010 | Portland, OR |
| August 24-26, 2010 | Washington, DC |
| August 31-September 2 | Virginia Beach, VA |
| September 15-17, 2010 | Huntsville, AL |
| September 21-23, 2010 | Washington, DC - CSRS ONLY |
| September 28-30, 2010 | Washington, DC - FERS ONLY |
| October 5-7, 2010 | Honolulu, HI |
| October 5-7, 2010 | Seattle, WA |
| October 19-21, 2010 | Washington, DC - CSRS ONLY |
| October 26-28, 2010 | Washington, DC - FERS ONLY |
| November 2-4, 2010 | Scottsdale, AZ |
| November 16-18, 2010 | Washington, DC |
| November 16-18, 2010 | San Antonio, TX |
| November 30-December 2 | Las Vegas, NV |
| December 7-9, 2010 | Denver, CO |
| December 14-16, 2010 | Washington, DC - FERS ONLY |




