If you remarry before age 55, your survivor annuity and health benefits enrollment will end on the last day of the month preceding the month in which you remarry (subject to the extension of coverage, see related section below). If you are enrolled in self and family coverage, the enrollment will continue for any eligible children as long as one of them is entitled to receive a survivor annuity (but you will not be covered). If you remarry before age 55, you must immediately notify OPM at the above address.


Be sure to provide OPM with a copy of your marriage certificate and refer to your survivor annuity claim number (CSF number).
If you remarry after age 55, your survivor annuity and health benefits coverage will continue. Your new spouse and his or her children cannot receive health benefits coverage under your survivor annuitant enrollment. (However, if you are a widow(er) survivor annuitant who also is receiving an annuity based on your own federal career, you may be eligible to transfer your enrollment to your retirement annuity in order to provide coverage for your new spouse and his or her children. If you are receiving health benefits coverage as a former spouse, your coverage also will terminate if:


  • you lose entitlement to survivor annuity benefits under the terms of the court order which provided your benefits; or
  • you do not pay the full cost of the enrollment by the payment due date (if premiums are not being withheld from your survivor annuity).

If you are a former spouse whose annuity and health benefits coverage terminated due to remarriage before age 55, your survivor annuity and health benefits coverage cannot be reinstated if your marriage ends.
If you are a widow(er) whose annuity and health benefits coverage terminated due to remarriage before age 55, your coverage and annuity can be reinstated if the marriage ends. If your remarriage ends due to death, divorce or annulment, your survivor annuity will be reinstated after OPM receives proof that your remarriage ended. If you had health benefits coverage on the date your annuity terminated due to remarriage, you will be given the opportunity to reenroll in an FEHB plan when your survivor annuity is reinstated. If your remarriage ends, you immediately should notify OPM at the address above.
You must send OPM proof that your marriage ended. You also should be sure to refer to your survivor annuity claim number (CSF number) and the full name of the deceased employee or annuitant on whom your benefits are based.