As the Blended Retirement System (BRS) marks its first half year of existence, the services are reminding their members that they have only six more months to opt in. The deadline is Dec. 31. To do so, members should visit the MyPay web site. Those who choose not to participate can remain under the current retirement system. Those who do make the switch should know their decision is permanent and irreversible. Each service has a web link to a site that provides 2019 BRS continuation pay rates. The Navy’s, for example, is http://www.public.navy.mil/bupers-npc/support/21st_Century_Sailor/readiness/Pages/Personal-Financial-Management.aspx. To qualify for continuation pay, service members must have opted into the BRS and asked for the pay before they reach their 12thyear of service.