Expert's View

Reg Jones

Last week I showed you the level of importance that federal employees who were surveyed put on key benefit programs and the impact the FEHB program had on recruitment and retention. This week I want to share with you the reasons those employees considered when selecting a health benefits program.

Total out-of-pocket cost 75%
Premium cost 51%
Wide range of doctors/hospitals 50%
Prescription drug coverage 35%


The resources employees most often considered when choosing a plan, included:

Plan comparison tool 56%
Plan brochures 52%
Word of mouth 40%

The resources most often consulted when thinking about changing plans, included:

Plan comparison tool 64%
Plan brochure 49%
Health plan website 43%
OPM website 41%
Word of mouth 38%

A Look at Risk: Good Time to be a Federal Employee

FEHB Considerations for Those Who Have—or Are Eligible for—Other Health Coverage

Timing Federal Retirement to Boost Your Annuity

ADVERTISEMENT FEHB and Medicare Coverage