This is a good time for those who made FEGLI elections during the open season last September to check their pay statements to make sure those elections are now in place.
During the open season employees–but not retirees–could newly enroll or change existing levels of coverage without experiencing a life event or providing proof of insurability. However, there was a one-year delay in the effective date of the elections, until the first full pay period of this month. For most employees, that pay period started October 1 and thus they should check the pay statement covering that period to make sure the elections took effect. Some agencies use different pay cycles–most prominently, the Postal Service, for which the first full pay period started on the 14th.
For the elections to take effect, the employee further must have been in pay and duty status for the previous pay period. OPM gave agencies authority to exempt from that requirement any employees who were out of that status due to Hurricanes Harvey, Irma or Maria.