Estimate your time to retire under FERS
1) Date of Birth:
2) Enter your start date to get years of creditable service:
Age: (MRA: ), Years of service:
The four basic combinations of age and service to retire on an immediate annuity under FERS:
- *MRA + 10 yrs
- MRA + 30 yrs
- 60 with 20 yrs
- 62 with 5 yrs
All dates are approximations only based on the age and years of service combinations you provide above and individual circumstances may vary – check with your personnel office for exact details.
*Note on taking an MRA+10 immediate annuity: This retirement option carries a 5 percent age penalty reduction for each year you are under the age of 62, a permanent penalty for life, unless you postpone drawing until age 60 with 20 or more years of service, or age 62 with at least 5 but less than 20 years of creditable service.
See also:
Calculator: FERS & CSRS Calculator: See Your Annuity Estimate!
Calculator: Estimate Your Time to Retire: Federal Law and Firefighter Retirement Countdown Clock
Retirement Eligibility & FERS Minimum Retirement Age (MRA)
Calculating a Federal Annuity – FERS and CSRS