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I am retired 30 years CSRS. I also qualify for social security with less than 20 years of substantial earnings. Am I required to draw social security when I qualify or can I wait until I’m 70 befor I draw my social security? Blocked by moderator
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You are the determining factor to when you draw your Social Security. Since you have less than 20 years of substantial years of SSA earnings you know your benefit will be roughly half of what they tell you on your benefit statement? Blocked by moderator
 Posted by Elaine Lumsden (Questions: 0, Answers: 380) Answered on February 1, 2018 1:39 am
I retired (mandatory) as CSRS as a Federal Firefighter in 2000 with 32 years of service at age 55. I am currently receiving SS and I am employed. When I retire next year 2019 I will have met the annual minimum earnings for SS for 38 years.
Will my SS earnings increase when I retire from my current employment.
Russell Brittain <a href="mailto:kwkanaka@aol.com" rel="nofollow">kwkanaka@aol.com</a>
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Russell, since you are already drawing against your SSA and working, when your earnings are reported each year, you should be getting increases on your SSA benefit automatically. Once you stop working, you will only be eligible for Cost Of Living Adjustments. And, working 38 years and only earning the minimum SSA earnings does not help you in reducing the Windfall Elimination Provision from your calculation. In order to avoid WEP, you must meet the definition of Substantial Earnings, which can be found at the following link: https://www.ssa.gov/pubs/EN-05-10045.pdf Blocked by moderator
Posted by Elaine Lumsden (Questions: 0, Answers: 380) Answered on May 18, 2018 7:13 pm
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