FEHB coverage in retirement


I have 25 years of service and enrolled in a FEHB self plan. My spouse has 18 years of service and is also enrolled in a FEHB self plan. I plan on retiring in 5 years. When I do so, my wife will not meet minimum retirement age and will defer her retirement. Will I be able to pick her up on my FEHB plan, or will I have to be enrolled in a Self+1 or Self+Family for 5 y to maintain coverage?

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Posted by (Questions: 1, Answers: 1)
Asked on December 2, 2021 7:57 pm
Private answer

You will be able to pick her up as when she leaves federal service, this is an opportunity for you to add her to your insurance. I might recommend you add her to yours and she cancel hers during the open season before you retire and be sure your SF-2809, Health Benefits Registration form, states you are coordinating benefits with your wife. FYI, it does not matter if you have two single plans or one family or self+1 plan for five years, what matters is you are covered under the government program for five years.

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Posted by (Questions: 0, Answers: 353)
Answered on December 3, 2021 3:25 pm
Thank you very much!
( at December 3, 2021 5:25 pm)