I resigned from Federal service at my MRA of 56 (born in 1962). I had 27 years of service, and did a postponed (not deferred) retirement. I was originally planning on applying for my annuity shortly after I turn 60. I wanted to know if I wait until I’m 62, will I benefit from the 1.1% of my high-3 average salary for each year of service (instead of the 1% at 60)?
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