Expert’s View

The Federal Employees’ Group Life Insurance program is unique among the four government-sponsored insurance programs for federal workers in that …More

When I’m writing these articles I usually sound like I’m speaking from on high, quoting law and regulation rather than …More

Over the last two weeks I’ve written about the difference between the retirement benefits of CSRS and FERS employees, and …More

Last week I wrote about the origin of the government’s two main retirement systems – CSRS and FERS – and …More

There’s a world of difference between the Civil Service Retirement System and the Federal Employees Retirement System. So, it’s worth …More

If you have a physical or mental condition that causes you to be unable to perform your job for any …More

I just got back from Mexico City where I was visiting my brother and his family. While there I ran …More

The SF 50 is the form that documents every personnel action that takes place from the day you enter government …More

In the last four articles, I’ve pointed out what you need to do if you want to retire, what roles …More

In my last three articles I described the roles you, your agency and OPM have in the process of moving …More

In my last two articles, I spelled out steps you should take before submitting a retirement application and the importance …More

Last week I pointed out what you need to do to make the best use of your time as you …More

It’s mid-year and that means it’s about six months from the annual surge of federal retirements around the turn of …More

I recently wrote about some difference between being employed and retired (Your Finances after Retiring from the Federal Government). There …More

Last week I went over the retirement eligibility rules for CSRS employees. This time I’ll focus on the ones for …More

In my last article I wrote about many of the changes that occur when you move from being an employee …More

There are big differences between being employed and retired. I’m not talking about obvious ones, like no longer needing to …More

Over the last four weeks I’ve written about how federal employee annuities are calculated and how that benefit can be …More

In earlier articles this series I explained how your annuity will be calculated when you retire and the role that …More

My last two articles provided detailed explanations of the combinations of age and service you need to retire on an …More

Last week I focused on the age and service requirements Federal Employees Retirement System employees must meet to be eligible …More

Retirements tend to concentrate at the end of the year, to the point that some federal employees seem to think …More

If you are like me, one of your greatest fears is that you won’t be able to care for yourself …More

The Federal Employees Health Benefits (FEHB) program provides a wide range of benefits for federal employees, retirees, and certain family …More

Last week I wrote about the Federal Employees’ Group Life Insurance program through the eyes of a current employee. This …More

Let’s have a quick memory test. Do you remember when you first came to work for the government? Easy question, …More

The year-end rush to retire ended months ago. In the time since then, most of you who retired probably have …More

Last week, I listed the five bills before Congress that deal with the Windfall Elimination Provision and the Government Pension …More

NARFE, one of federal employees and retirees best friends, tracks bills in Congress that would affect you if they became …More

OPM regularly sends out notices to agency retirement benefit specialists. They usually involve the mechanics of retirement processing. However, I …More