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Thursday, August 18th, 2022
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FEGLI and TSP Beneficiary Designations

Published: October 26, 2016

When you came to work for the government, you filled out a raft of papers. Among them likely were designations …More

The Survivor Annuity Election

Published: October 19, 2016

This is the time of year when retirements start to crest. If you are one of those getting ready to …More

Catch-62 Revisited

Published: October 12, 2016

Police (without moving): Yes, yes, we go. General: Then do not stay. Police: Tarantara General: Then why this delay? Police: …More

Planning to Retire – Social Security Considerations

Published: October 4, 2016

Today I’ll point out two more things that could blindside you when you retire: the windfall elimination provision (WEP) and …More

Planning to Retire – Continuing FEHB Coverage

Published: September 28, 2016

Over the last two weeks, I’ve written about the importance of attending a pre-retirement seminar, and focused on making sure …More

Planning to Retire – Military Service Credit

Published: September 21, 2016

Last week I wrote about the importance of attending a pre-retirement seminar, and focused on making sure that you are …More

Planning to Retire – Getting Help

Published: September 13, 2016

This is the time of year when employees with the necessary age and years of service start thinking seriously about …More

Self Plus One Revisited

Published: September 7, 2016

Last week I wrote about the upcoming FEHB Open Season, and recommended that you assess your own and your family’s …More

FEHB Open Season Coming Up

Published: August 29, 2016

Open Season for the Federal Employees Health Benefits (FEHB) program runs from November 14 through December 12. When that Open …More

FEGLI’s AD&D Insurance

Published: August 24, 2016

If you are an employee covered by the Federal Employees’ Group Life Insurance (FEGLI) program, there’s an extra benefit in …More

What’s Cooking in Congress

Published: August 17, 2016

As the old saying goes, “Idle hands are the devil’s workshop.” With the Congress repeatedly being in and out of …More

FLTCIP Decision Period for Current Enrollees

Published: August 10, 2016

In the Federal Long-Term Care Insurance Program, every seven years, OPM is required to ask for bids to continue the …More

how to retire from the federal goverment

Retirement Eligibility – FERS

Published: August 1, 2016

Last week I went over the relatively simple rules that govern retirement eligibility for CSRS employees. This time I’ll focus …More

Retirement Eligibility – CSRS

Published: July 27, 2016

I keep thinking that every federal employee knows the combination of age and years of service they need to retire. …More

The Survivor Annuity

Published: July 18, 2016

Many of you are considering retiring this year. And, if you are married, you’re also considering whether to provide a …More

The WEP, the GPO and You

Published: July 11, 2016

Yes, I know. The numbers of CSRS employees are diminishing. But there are still enough of you in the workforce …More

FEGLI Open Season Coming

Published: July 6, 2016

Heads up! The Federal Employees’ Group Life Insurance program will hold a rare Open Season from September 1 to September …More

Creditability of Military Service – Part II

Published: June 28, 2016

Last week I wrote about the rules governing leave accrual and retirement for employees who had served on active duty …More

Creditability of Military Service

Published: June 20, 2016

If you honorably served in the armed forces, is that service creditable for federal employment purposes and, if so, for …More

Enrollment Options When an FEHB Plan or Option Ends

Published: June 13, 2016

In recent articles I’ve written about several long-standing little-known but important benefits policies. This time I want to explore something …More

Eligibility for Medicare Part A and Social Security

Published: June 6, 2016

No small number of employees who are covered by the Civil Service Retirement System (CSRS) want to know if they …More

The Alternative Form of Annuity

Published: June 1, 2016

When the Federal Employees Retirement System was created, it included a provision that allowed all retiring employees – both CSRS …More

Annual Leave Credit for Non-federal or Armed Forces Experience

Published: May 24, 2016

Several times recently I’ve written about annual leave, including how you accrue more of it annually after passing certain thresholds …More

The Early Retirement Decision

Published: May 16, 2016

Hardly a day goes by without federal employees asking me if they should accept their agency’s offer of early retirement. …More

Basic Pay and Your High-3

Published: May 9, 2016

Last week I wrote about how much federal service you had to have to be vested in the retirement system. …More

Vesting for Retirement

Published: May 3, 2016

It continues to amaze me how many people have recently entered government and within a few months ask me when …More

The WEP & GPO Revisited

Published: April 26, 2016

Questions about the Windfall Elimination Provision and the Government Pension Offset never end. The WEP and GPO continue to be …More

Life Events – Death

Published: April 19, 2016

I’m ending this series on life events on a more somber note. The inevitable question is this. What happens to …More

Life Events – Separation, Annulment or Divorce

Published: April 12, 2016

This is the third in a series of articles about life events and how they might affect you. I started …More

Life Events–Having a Child

Published: April 5, 2016

Last week I wrote about the benefits available to those federal employees who move from single to married status. This …More

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Questions forum

Retirement & Financial

  • Bill before Senate Would Alter Retirement Savings, Distribution Policies

    The Senate Finance Committee has cleared for a vote in the full Senate a wide-ranging […]

  • What Coordination of Benefits Means in the FEHB
    fehb value for federal employees critical

    Federal Employees Health Benefits program carriers are obligated to follow standard coordination of benefit rules […]

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TSP

  • Your FERS Annuity is Worth More Than You Think

    How much is your FERS annuity worth? More than you think it is! FERS is […]

  • Beware Recency Bias When Thinking About Your Retirement

    You’ve seen the investment disclaimer before – past performance does not guarantee future results. The […]

View TSP chart

Retirement Benefits

  • Survivor Benefits Can Be Payable upon a Death in Service as Well as After

    While most of the focus on survivor benefits is on continued payments to survivors on […]

  • The Choice between Voluntary and ‘Discontinued Service’ Retirement

    A discontinued service retirement is one in which you are forced to retire, usually in […]

More in Retirement Benefits

Financial & Estate Planning

  • Some Things to Consider about Setting Up a Living Trust

    Any trust created while the grantor is alive is a “living trust” but the term […]

  • Some “Don’ts” of Estate Planning

    When you’re developing an estate plan, avoid these common errors: * Don’t give away assets […]

More in Estate Planning

Retirement Policy

  • Special Policies for Retirees in FEDVIP Program

    You generally may keep dental and/or vision coverage under the Federal Dental and Vision Insurance […]

  • Making Payments to Gain Credit for ‘Non-Deduction Service’

    Some federal employees have periods of service during which retirement deductions were not withheld from […]

More in Retirement Policy

Taxes & Insurance

  • Keeping Your Children Insured while away at College

    If have a student living away from home for college or will starting in the […]

  • Tax Considerations when Investing on Behalf of a Child

    For those with minor children, there are several strategies to pursue for better tax management […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
YTD-2.74%%-8.53%-10.48%-12.13%1.41%-7.86%-12.58%-20.48%-14.77%
Jul2.21%%5.00%5.92%6.71%0.26%2.47%9.22%10.32%5.15%
1 yr-1.19%%-5.62%-7.24%-8.64%2.02%-8.87%-4.64%-21.59%-13.46%
View TSP chart
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