Expert’s View

Whether or not you followed the advice to begin retirement preparations well in advance, at some point just ahead of …More

We’re now about halfway into the annual federal benefits Open Season—it ends December 13—and even if you like your current …More

Last week I went over the basic rules governing the Federal Employees Health Benefits program, an important subject during every …More

Last week I previewed the Federal Employees Health Benefits program open season that will run November – December 13. At …More

The annual open season begins on November 8 and ends on December 13 in the Federal Employees Health Benefits program, …More

In the last four articles, I’ve pointed out what you need to do if you want to retire, what roles …More

In my last three articles I described the roles you, your agency and OPM have in moving you from being …More

In my last two articles, I wrote about two key players on your road to retirement: you and your agency. …More

As I pointed out last week, it’s important to plan ahead for retirement. Ideally, you’d do that a year ahead …More

In a perfect world, you should begin serious preparations for retirement at least a year in advance. However, that isn’t …More

Several readers have asked me explain the difference between voluntary and discontinued service retirement. I’m not sure if they were …More

I may be preaching to a rapidly diminishing body of readers: Those covered by the Civil Service Retirement System (CSRS). …More

Do you know who will be entitled to your Federal Employees Group Life Insurance (FEGLI) policy proceeds or to the …More

It’s a fact of life that many people work for a number of years in a job and, for one …More

While the annuity benefits of children where one or both of the parents have died usually end at age 18, …More

As I previously pointed out, the law allows children to be covered by Federal Employees Health Benefits program up to …More

Did you know that your children may be entitled to certain benefits on your death? Well, they are. One of …More

I’m going to start this series on health and life insurance by focusing on health insurance and what it means …More

Recently I heard from a supervisor that said he told an employee that any FERS employee who accepted an early …More

I know we’re only in July and there are months to go before most eligible employees get serious about retirement. …More

It’s amazing how quickly the rumor mill gets going when a new administration comes into town. When the pandemic was …More

It’s easy to get complacent and think that mistaken beliefs about retirement which used to spread like wildfire—sometimes by interoffice …More

No, I’m not talking about bills you have to pay. I’m talking about bills that have been introduced in Congress …More

When the Federal Employees Retirement System (FERS) was established, it differed from the Civil Service Retirement System (CSRS) in several …More

We hear the term Service Computation Date (SCD) but exactly what is it and how is it calculated?  Let’s start …More

In the last three articles on life events, I focused on marriage, children, and divorce. I’ll conclude this series by …More

This is the third in a series of articles about life events and how they might affect your Federal Employees …More

Last week I wrote about the choices available to you under the federal health insurance programs if you get married. …More

Over the last two weeks, I wrote about the things that newly hired employees need to consider when making decisions …More

Last week I wrote about the decisions employees need to make about coverage under the Federal Employees Health Benefits (FEHB) …More