Filling the Medigap
Because they know that I write about retirement and insurance matters, people I run into at the post office or …More
Because they know that I write about retirement and insurance matters, people I run into at the post office or …More
‘Tis the season to retire for many employees. If you are one of them and are covered by CSRS, you …More
As CSRS employee population ages, an ever increasing number of them have accumulated 41 years and 11 months of creditable …More
The special annuity supplement is a benefit paid to certain FERS employees who retire before age 62 and are entitled …More
Every year, federal retirees enjoy a benefit that isn’t available to most of their fellow citizens – a cost-of-living adjustment …More
Did you know that there’s a thing called the Alternative Form of Annuity? The AFA once meant a great deal …More
It wasn’t all that long ago that those of us who are Medicare-covered were scratching our heads and trying to …More
Employees covered by CSRS Offset are in an oddball federal retirement system. Nothing ever seems easy for them because they …More
Yes, friends, you can get credit for your military service. And, when you do, it will increase the amount of …More
Here’s a question that has employees and personnel offices scrambling for an answer: If you are targeted in a reduction-in-force …More
Actuarial reductions are one of the mysteries of the retirement system. They are only used in certain cases, the most …More
Should you take an early retirement? This may seem like a dumb question, but it isn’t. While the vision of …More
Here’s the question: Should you elect a survivor annuity for your spouse when you retire? Before you say yes or …More
“Cui bono?” It’s an old Latin phrase that means, “Who stands to gain?” Do you know who will benefit from …More
Changing times need different ways of dealing with those changes. For example, as long as anyone can remember, married federal …More
CSRS Offset is one of those quirky hybrids. That’s why I get so many requests to revisit the subject. If …More
Getting credit for active duty service in the military used to be a simple thing. It still is for anyone …More
Getting credit for active duty service in the military used to be a simple thing. It still is for anyone …More
I’ve written frequently about the three players involved in assuring that you can transition smoothly from employment to retirement. Those …More
No matter how hard the government shakes the early retirement and buyout trees, there are still a number of hardy …More
My, how time flies. And the changes it brings with it. Federal Employees Retirement System (FERS) – a retirement system …More
A federal retirement annuity. Think of it as the gift that keeps on giving. But how much is it really …More
Based on the correspondence and e-mails I’ve been getting lately, a lot of you are getting itchy feet. Many of …More
If you are a federal retiree or survivor and live outside the United States or its territories and possessions, there …More
The older you are the more ads you get offering to sell you a Medigap plan. The big question is …More
When it comes to retiring early, FERS employees have a big advantage over their CSRS counterparts. If a CSRS-covered employee …More
And still they come. The questions from CSRS Offset employees who are confused about how their annuities will be calculated …More
In my last column, I laid out the retirement rules governing air traffic controllers under CSRS. This time I’ll do …More
Over the last two weeks, I’ve been reviewing the special retirement provisions for law enforcement officers and firefighters. This time, …More
Last week I went over the retirement rules governing law enforcement officers and firefighters under CSRS. This time I’ll do …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Feb | 1.29% | % | 2.74% | 3.2% | 3.62% | 0.33% | -1.41% | 5.34% | 6.03% | 2.74% |
YTD | 1.66% | % | 3.15% | 3.62% | 4.04% | 0.67% | -1.6% | 7.1% | 3.48% | 2.51% |
10yr | 4.1% | % | 6.98% | 7.73% | 8.34% | 2.35% | 1.63% | 12.69% | 8.64% | 4.75% |