Financial & Estate Planning

Many Americans have so-called “blended” families. In such a family, one or both spouses have children from a previous marriage. …More

For many older adults who are currently independent, but like the idea of living in a setting where healthcare and …More

One way to create a steady flow of income in retirement beyond your federal annuity is to buy an immediate …More

One tactic for dealing with potential personal incapacity—inability to make your own financial decisions—is to put some assets in joint …More

Trust fees vary widely so it pays to shop around and get quotes before making any commitments. Be sure you …More

Although no one wants to think about their own funeral arrangements, ignoring the issue can lead to over-spending that will …More

Chances are you’ve spent a certain amount of time on the creation of your will. You’ve discussed the provisions with …More

Every trust needs a trustee to assume responsibility for handling trust assets. Your choices include: Individual trustee: A friend or …More

To ensure your will stands up it should be written by an attorney. Wills that you write yourself, or fill-in-the-blank …More

If you are investing in Section 529 college savings plans for your children or possibly for grandchildren, you may accumulate …More

If you decide to leave assets in a trust for your beneficiaries, consider your designation of trustee carefully. The most …More

In these articles and with my clients, I hound on the importance of having a plan for the future. A …More

Estate planning is more than tax planning. Beyond finances, you should have goals for your estate plan. Are there specific …More

Life insurance may play a vital role in an estate plan because insurance proceeds can be counted on to provide …More

For decades, gold has been a safe-haven for investors during economic downturn. But what about Bitcoin? After earning the nickname …More

Many Americans have so-called “blended” families now. In such a family, one or both spouses have children from a previous …More

For certain assets, you might prefer to hold title as “joint tenants with right of survivorship (JTWROS).” That gives the …More

As part of your financial and estate planning, you should make arrangements for your care in case you become incapacitated. …More

While it’s important for federal employees to understand when they will be able to draw retirement benefits, retirement planning means …More

The way in which you hold your assets can affect your financial and estate planning. * Sole ownership. Holding assets …More