Options for Designating Ownership of Assets
The way in which you hold your assets can affect your financial and estate planning. * Sole ownership. Holding assets …More
Financial & Estate Planning
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Why You Might Want a Revocable Trust
Revocable living trusts are increasingly popular. In most revocable trusts, you (the trust creator) are also the trustee and the …More
Second Thoughts on Custodial Accounts for Children
Using custodial accounts to hold assets for children is simple, inexpensive, and effective for income tax savings. There are drawbacks, …More
Education Savings Plan Considerations
Many people have created revocable living trusts to hold their assets. If you have such a trust, should you use …More
Saving Is Just Part of Retirement Planning
Much of the attention to retirement planning involves building up savings, but proper financial preparation for retirement involves more than …More
Time Can Change Preferences on Beneficiary Designations
When you came to work for the government, you filled out a raft of papers. Among them likely were designations …More
Why Retirees Should Consider Investing in Dividend Stocks
Retirees face the difficult task of replacing lost income. While a retiree no longer receives a paycheck from employment, the …More
Common Errors in Estate Plans
When you’re developing an estate plan, avoid these common errors: * Don’t give away assets too soon. Youngsters may be …More
Finding the Right Fit with a Professional Advisor
If you’re searching for a trusted financial advisor, keep these pointers in mind: * A good advisor finds the facts …More
The Basics of Trusts
A trust can be a vital component in an estate plan. What they offer: * Protection against possible incompetency. To …More
Living Benefit Provisions in an Annuity
Variable annuities allow you to put your money into a variety of investment accounts, including stock funds, while deferring the …More
Prenups: Prudent, but Require Careful Handling
A well-executed prenuptial agreement is vital when both spouses come into a marriage with significant assets, children, or both. A …More
Considerations for Becoming a Trustee
Every trust has a trustee, who holds property for one or more beneficiaries. Indeed, the most important person in the …More
Using a Trust as an Incentive for Your Heirs
Some people are reluctant to use trusts in their estate planning. You might think that leaving money in trust will …More
Supporting Charity and Your Heirs, too
People who donate or bequeath substantial amounts to charity may want to replace that wealth for their heirs. Typically, wealth …More