Financial & Estate Planning

Asset protection strategies are gaining popularity but there are some points to keep in mind before you take any actions. …More

Naming the right beneficiary for your IRA is often given little thought, but it can be enormously important. Recommended strategies: …More

Although no one wants to think about their own funeral arrangements, ignoring the issue can lead to over-spending that will …More

A health care proxy let you names someone who can make decisions about your medical care if you can’t make …More

The five years before retirement are probably the most critical there are in terms of getting ready for the big …More

In your will you could leave a certain amount with the direction that the executor use the funds to establish …More

If you are concerned about running short of money, as you grow older, you can buy an immediate annuity, also …More

You may have several options when deciding who should be the beneficiary of your IRA. Your spouse: He or she …More

Many Americans have so-called “blended” families. In such a family, one or both spouses have children from a previous marriage. …More

Every trust needs a trustee to assume responsibility for handling trust assets. Your choices include: Individual trustee: A friend or …More

Retirees who are entitled to a pension usually must make a choice, if they’re married: * Single-life pension. As indicated, …More

If you leave your IRA to minors, perhaps your grandchildren, they may enjoy substantial wealth by stretching out distributions, thus …More

You should be confident that the assets you’ve accumulated during your lifetime will pass to chosen recipients, at your death. …More

If you are holding Section 529 college savings plans, possibly for your children or grandchildren, chances are that you’ll accumulate …More

Retirement planning means more than building up a large investment fund. Other vital steps: * Pay off debt. Before you …More

In a truly worst-case scenario, you or your spouse may someday wind up in a coma, on a feeding tube, …More

Chances are you’ve spent a certain amount of time on the creation of your will. You’ve discussed the provisions with …More

Employees typically fill out an IRS Form W-4 when they start a new job and then forget about it. The …More

In the U.S. legal system, the slightest misstep can lead to a huge award or a sizable settlement in a …More

When you buy or sell stocks through a broker, there are two types of orders you can place: A market …More