Financial & Estate Planning

To ensure your will stands up it should be written, by an attorney. Wills that you write yourself, or fill-in-the-blanks …More

One danger to avoid: designating a trust that

If you have multiple beneficiaries for your IRA, you

An IRA is meant to be an Individual Retirement Account, spent down during your lifetime and your spouse

One way to tap your home equity, yet retain your present home, is through a

When might a reverse mortgage make sense? Such a transaction may be suitable if you have no heirs or charitable …More

With a reverse mortgage, lenders face the risks that borrowers will live for many years, during which home prices will …More

To be eligible for a reverse mortgage a homeowner normally must be at least 62 years old (both owners must …More

The 2001 tax law eases the burden of estate taxes for people who die after 2001. However, the legislation raises …More

A long-term care policy can preserve your assets if you go into a nursing home. But what happens if: you …More

Putting assets into a trust can shelter them from your incapacity. Revocable trusts–that is, they can be cancelled–are popular for …More

Savvy incompetency planning usually includes the execution of a power of attorney, a document that names an agent who can …More

f you’re named as an estate executor your responsibilities will be extensive. All of the decedent’s assets, from bank books …More

To ensure your will stands up it should be written, by an attorney. Wills that you write yourself, or fill-in-the-blanks …More

A federal worker may designate a person or institution as a trustee under the terms of a trust agreement to …More

For complete incapacity protection, you might want to develop a strategy that uses each of these tools. Joint ownership generally …More