Financial & Estate Planning

If you

You can create a revocable trust (sometimes called a living trust) and transfer most, if not all, of your assets …More

If you give away assets, you also give away your basis in those assets. If the assets have appreciated since …More

Asset protection strategies are gaining popularity but there are some points to keep in mind before you take any actions. …More

Deferred annuities (fixed or variable) may be considered the opposite of life insurance because annuities can help you protect against …More

To trim your taxable estate, you can make unlimited gifts to a spouse and to charity. Also, an annual gift …More

Every trust needs a trustee to assume responsibility for handling trust assets. Your choices include: Individual trustee: A friend or …More

Variable annuities have received negative publicity in recent years, which may keep individuals from buying them. Although variable annuities have …More

Although no one wants to think about funeral arrangements, ignoring the issue can lead to over-spending. According to the Federal …More

A health care proxy let you names someone who can make decisions about your medical care if you can’t make …More

An estate planning tool known as a grantor retained annuity trust (GRAT) lets you remove assets from your estate without …More

Retirees should keep 12-18 months’ of spending money in a cash reserve such as a money market fund. Say you …More

Hitting age 65 brings several important changes for federal retirees that are worth knowing and planning for, even for those …More

Communication can be the key to a successful estate plan. You should tell your heirs what you’ll be leaving them, …More

If you need life insurance, one strategy you might consider is to do your investing inside a variable life insurance …More