FEGLI Features for Special Situations
There are two features of the Federal Employees Group Life Insurance (FEGLI) program that are not well known nor understood …More
Retirement & Financial Planning Report
Sign up Now! Free eNewsletters
Using an Annuity for Immediate Income
An immediate annuity pays out income right away, as soon as it is purchased from the annuity issuer. Sometimes these …More
Relief from Required Distributions Proposed
Two senators who have been leaders in expanding retirement savings opportunities are proposing to ease the required distribution rules applying …More
The Flexibility Advantages of the FLTCIP Program
The period approaching retirement or in early retirement years is a common time to seriously consider taking out long term …More
Two Crucial Numbers for Retirement Planning
In retirement planning, two numbers remain crucial: First, how much will you want to spend after you retire? Second, how …More
Aging in Place May Require Renovations, Outside Help
Those approaching or in retirement generally desire to age in place rather than move into an assisted living facility, but …More
The Complications of Capturing Credit for Military Service
If you served in the military since 1956, you can credit that time toward your annuity but there are numerous …More
Common Mistakes in Life Insurance Designations
Life insurance may play a vital role in an estate plan because insurance proceeds can be counted on to provide …More
Medicare Enrollees Should Have Received Replacement Cards by Now
The Centers for Medicare & Medicaid Services has said it has finished issuing new Medicare cards without Social Security numbers, …More
Benefits to Children End at Varying Ages
One consideration for older employees and retirees is that children’s eligibility for certain benefits changes as they age. Complicating the …More
Helping Your Heirs Manage Inherited Money Wisely
Some people are reluctant to use trusts in their estate planning. You might think that leaving money in trust will …More
Report Shows a Way to Increase Social Security Full Benefits Eligibility Age
A recent Congressional Budget Office report describes a formula for increasing the age of “full” Social Security benefits eligibility, one …More
The Effect of Leaving without Immediate Retirement Eligibility
If you are thinking of leaving government without immediate eligibility for an annuity, you’ll have a choice of whether to …More
The Many Variables of Long-Term Care Insurance
The Federal Long Term Care Insurance Program obviously is not the only form of long-term care available. An individual can …More
As Late Boomers Start Retiring, They May Face Financial Insecurity
The latter half of the baby boom generation has now started retiring in earnest but they overall are looking less …More