Retirement & Financial Planning Report

The trend toward longer working careers would be even more pronounced except that provisions of some benefit programs such as …More

A relatively little-used provision of federal retirement policy lets you provide a survivor annuity to someone who has an “insurable …More

While it’s common advice that retirees should avoid borrowing if possible, situations could arise when it will be necessary. Where …More

Retirement can be a more challenging proposition for those in physically demanding jobs because a common strategy to make up …More

As a rule, you can only continue your FEHB and/or FEGLI coverage into retirement if you are 1) currently enrolled, …More

GAO has underscored the financial challenges facing Social Security, largely due to demographic factors whose implications have been clear for …More

You may gain access to your TSP account during your working career through loans and in-service withdrawals. There are two …More

A complete estate plan for your IRA might call for you to name your spouse as primary beneficiary, with your …More

If you are thinking of selling your home and moving in retirement, however far ahead that action might be, you …More

Deciding when to retire is often viewed as a balance between the benefits of working versus not working, but life …More

Retirees are not eligible for sick leave but if you use it sparingly while an active employee, you may have …More

Most people have to take minimum required distributions from IRAs and many other retirement plans after they reach age 70 …More

Purchasing a deferred annuity can be an effective strategy to protect against retirement “longevity risk”—the possibility of running out of …More

For federal retirees, OPM handles many of the same types of transactions that agency personnel offices handle for active employees. …More