Accessing Your TSP Account while Still Employed
You may gain access to your TSP account during your working career through loans and in-service withdrawals. There are two …More
Retirement & Financial Planning Report
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Designating Backup Beneficiaries for an IRA
A complete estate plan for your IRA might call for you to name your spouse as primary beneficiary, with your …More
Some Home Improvements Add More Value than Others
If you are thinking of selling your home and moving in retirement, however far ahead that action might be, you …More
Life Events Can Upset the Balance in Planning Date to Retire, Says Report
Deciding when to retire is often viewed as a balance between the benefits of working versus not working, but life …More
The Value in Retirement of Sick Leave
Retirees are not eligible for sick leave but if you use it sparingly while an active employee, you may have …More
Withdrawing and Investing at the Same Time
Most people have to take minimum required distributions from IRAs and many other retirement plans after they reach age 70 …More
Deferred Annuities Can Protect against ‘Longevity Risk,’ Study Says
Purchasing a deferred annuity can be an effective strategy to protect against retirement “longevity risk”—the possibility of running out of …More
What OPM’s Retirement Services Site Can Do for You
For federal retirees, OPM handles many of the same types of transactions that agency personnel offices handle for active employees. …More
Changing Life Insurance along with Your Changing Needs
As you age, your need for life insurance changes, too. When you were building a family, with young dependents, you …More
Study Outlines Consequences of Leaving Job at Older Ages
Those in pre-retirement ages who ultimately leave their jobs for reasons other than retirement commonly experience a significant financial setback …More
Some Retirees Don’t Have to Waive Military Retired Pay
When they retire, most federal civilian employees who are receiving retired military pay have to decide whether to keep that …More
Considerations for Providing a Power of Attorney
You can execute a power of attorney authorizing someone (an “agent”) to act on behalf of you (the “principal”) to …More
Effect of Changing Inflation Adjustments Assessed
One long-considered change to the way inflation adjustments would slightly increase COLAs for federal retirement, Social Security and other major …More
How Part-time Work Counts toward a Federal Annuity
If you have any part-time service in your work history, the more part-time service you have in your career, the …More
Some Things Should Be Kept Out of a Trust
Putting assets in trust can have many tax and other advantages but not every asset can or should be transferred …More
Longer Life Can Mean Greater Financial Risk, Report Says
While rising life expectancies “are undeniably positive, they also mean that more people will face late-life financial risks for which …More
Considerations for FEDVIP Coverage in Retirement
The Federal and Dental Vision Insurance Program carries some special provisions of interest to late career employees and retirees that …More
Passing Along a Second Home
Many people buy a second property in retirement, one that’s used primarily for vacations. You may enjoy seeing your children, …More
Saving Too Little, Too Late a Top Regret for Retirees
In a recent poll of retirees asking them what they wished they had done differently to prepare, almost half said …More
The Process for Challenging Denied FEHB Claims
Have you ever gotten into an argument with your health benefit plan over whether a medical procedure or service should …More