The TSP Makes Benchmarking Easy, Great for Hands-Off Savers
Index funds, such as those available through the Thrift Savings Plan, attempt to duplicate the returns of a given index, …More
Retirement & Financial Planning Report
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Increases in TSP Investment Limits Provide Opportunities for More Saving
Both of the two investment limits in the TSP are rising for 2020, an opportunity for investors who are making …More
Social Security’s Strict Disability Standards
To qualify for disability benefits from Social Security, you must have either a physical or mental impairment that is expected …More
Customizing Your Beneficiary Designations
Chances are you’ve spent a certain amount of time on the creation of your will. You’ve discussed the provisions with …More
Aging Not the Only Risk Factor in Falls
Incidents of potentially serious falls increase with age but risk factors can be reduced, including through modifications to the home …More
For Retirement Benefits, Five Years Vested Required
You have to have five years of actual federal service to be vested for federal retirement benefits. Other employment – …More
Creating a Team of Financial Advisers
You may have an attorney and an accountant and possibly a financial planner. If so, you might be getting good …More
Study Documents How Health Shock Can Interrupt or End Working Career
A new study has documented how health shocks, even those classified as minor, can interrupt or even end a working …More
Dependent Care FSAs: Not Only for Child Care
While much of the attention on the dependent care flexible spending account focuses on using such accounts for child care …More
Retirement Savers Warned Against Leakage from Accounts
Withdrawing money prematurely from retirement savings accounts–so-called “leakage”–is a main reason why those accounts do not reach their potential for …More
Don’t Get Burned Trying to Burn Sick Leave
Some employees have concluded that they would be better off financially if they “burned off” their sick leave hours instead …More
Setting Up Your Savings to Pay You
After you retire, the pay will stop coming and while the annuity will start, it won’t be as large as …More
Aging in Place? You May Face a Home Improvement Project
Those who want to continue living in their homes as long as possible as they age should also be aware …More
What Counts for High-3 and What Doesn’t
Every federal employee knows that a retirement annuity is based in part on the highest three consecutive years of average …More
Your Life Insurance Policy May Need a Cash Infusion
When shopping for life insurance, many people choose permanent life insurance policies even though they are more expensive than term …More
Report Notes Some Positive Trends in Older Household Finances
While households headed by persons age 65 and up are more likely to have debt, and more of it, than …More
Financial Support for Early-Adult Children Now the Rule, Not the Exception
Financial support from parents “has become the norm” for young adult children, sometimes to the detriment of the parents’ ability …More
Choosing between Voluntary and Discontinued Service Retirement
A discontinued service retirement is one in which you are forced to retire, usually in the face of a specific …More
Getting Your Financial Ducks in a Row
Properly organizing and storing your financial records can pay off for both yourself and for your survivors, on your death. …More
Many Factors Affect Choice of Retiring or Continuing to Work
Many factors affect people’s decisions to retire or to continue to work as they reach retirement ages, the Congressional Budget …More