When FLTCIP Insurance Will Pay Benefits
If you have coverage under the FLTCIP long-term care insurance program, or are considering purchasing it, you need to understand …More
Retirement & Financial Planning Report
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Preparing for a Successful Inheritance
How can you prepare your children to handle the assets they’ll eventually inherit? One strategy is to have them meet …More
Federal Retirements Trending Older, Few Early-Outs
OPM has released new data on patterns in federal retirements covering through 2018, showing that the portion of retirees getting …More
Some Have a Choice: Disability Retirement or FECA
Some federal employees find themselves in situations where they have a choice between Federal Employees Compensation Act (injury/illness compensation) and …More
Structuring Payouts for Your Heirs
In addition to their civil service annuities, many federal employees purchase private annuities for investment, retirement planning and survivor benefit …More
Why Your Next Career Might be a Gig
The rise in “gig” type jobs—those without the types of benefits that come with traditional employment—is continuing and the factors …More
Thinking of Returning to the Government as a Retiree?
The government is encouraging retired federal employees to return to work for Coronavirus-related positions—not just in health care but others, …More
Putting the Right Title on Your Assets
The way in which you hold your assets can affect your financial and estate planning. * Sole ownership. Holding assets …More
Survey Sees Some Good Signs for Extending Careers
Older workers have “reasonably good prospects for extending their careers” says a new report from the Center for Retirement Research, …More
The Math Behind a Survivor Annuity Election
Electing a survivor annuity reduces the amount of your own annuity. How much it’s reduced depends on your choice. Under …More
What to Ask a Potential Financial Advisor
Do your homework before making any commitments to using a financial advisor. Ask about an advisor’s investment philosophy, to see …More
Income Differences Have Long-Term Consequences Report Says
One result of the gap between men’s and women’s earnings is lower overall retirement preparedness for women, says a new …More
The FLTCIP Inflation Protection Options
The Federal Long Term Care Insurance Program lets you choose between two inflation protection options. Automatic Compound Inflation Option—With this …More
A Formula for Drawing on Retirement Savings
How much of your retirement portfolio should you use for spending money after you stop working? One common benchmark is …More
The Complexities of the Special Retirement Supplement
If you are a FERS employee and you retire on an immediate, unreduced annuity before reaching age 62, you will …More
Social Security Turning a Corner This Year, CRS Says
The Social Security system likely will turn an important financial corner this year, says a Congressional Research Service report calling …More
When You Can Add, and Must Subtract, Children from FEHB Coverage
If you have or adopt a child, he or she is eligible for coverage under the Federal Employees Health Benefits …More
Other Potential Sources of Retirement Cash
You may have several sources of cash available to you for retirement that you had not considered, although using them …More
Warning Signs of Debt in Retirement
Households near retirement and in the early years of it are more likely to have debt, and to have more …More
Doing a Retirement Creditable Service Check
When planning for retirement, one crucial step is to make sure you’re getting service credit for all your working time …More
