Using a Trust to Incentivize Your Heirs
So-called “incentive trusts” offer rewards to trust beneficiaries who accomplish certain goals. With such a trust, beneficiaries might receive particular …More
So-called “incentive trusts” offer rewards to trust beneficiaries who accomplish certain goals. With such a trust, beneficiaries might receive particular …More
People who stay with one health insurance plan for many years tend to get no more satisfied with it over …More
If you have five or more years of creditable civilian service but don’t meet any of the combinations for immediate …More
Those marrying at older ages should at least consider a prenuptial agreement, since both spouses may come into a marriage …More
An increasing share of households with persons age 60 and older have mortgage debt than in the past but that …More
If you are in the unfortunate situation of qualifying for a “living benefit” under the Federal Employees Group Life Insurance …More
When you create a trust as part of your estate plan, there are three roles to fill: * The grantor. …More
Having a higher level of education is helpful in achieving a goal of extending a working career but is no …More
Generally, a federal employee must waive military retired pay in order to receive credit for military service in the computation …More
If you invest in a variable annuity, you can enjoy several tax benefits: * Tax-free buildup. Any investment earnings won’t …More
Retirees in each of three levels of assets show the same type of reluctance to draw down those assets and …More
Any employee or retiree who is eligible for coverage under the Federal Long Term Care Insurance Program–and that includes the …More
Moving to a new home in retirement? Along with the lifestyle changes, remember to pay attention to: * Estate planning. …More
A caller pretending to be from the IRS and falsely accusing people of owing back taxes and penalties is the …More
Your “high-3” is central to calculating your annuity. Therefore, it’s essential that you know what’s included and excluded. Included in …More
Many people, especially married couples, hold real estate, securities, and other assets as “joint tenants with right of survivorship” (JTWROS). …More
Health insurance benefits are such a high priority to workers that nearly half of them say they are very or …More
There are several fine points of crediting unused sick leave, including one that proves to be a disappointment to many …More
Whenever you’re dealing with an insurance company, or if you’re in a situation that probably will lead to an insurance …More
Retirement planning often is based on an assumption that certain expenses will decrease and the household will be able to …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
12 mo | 5.15% | % | 11.26% | 13.16% | 14.79% | 0.97% | 7.50% | 18.31% | 31.85% | 8.17% |
YTD | 5.15% | % | 11.26% | 13.16% | 14.79% | 0.97% | 7.50% | 18.31% | 31.85% | 8.17% |
Dec | 1.07% | % | 2.79% | 3.34% | 3.83% | 0.07% | 0.14% | 3.84% | 7.24% | 4.64% |