Retirement & Financial Planning Report

The “lump-sum option”–also called the “alternative form of annuity”–remains one of the most misunderstood aspects of federal retirement policy. Many …More

If you draw up a will, any property included in that will must go through probate before it can pass …More

Retirees overall are more confident in their post-retirement finances than are active workers, with confidence among the still employed having …More

Relatively few federal employees are under the Civil Service Retirement System anymore, but those who are generally are retirement-eligible already …More

If you have a cash value life insurance policy, you can borrow against it. This might be a source of …More

While taking out a reverse mortgage is an often-cited way to use home equity for retirement living expenses, simply downsizing …More

When you receive retirement or disability benefits under Social Security, some members of your family also can qualify. Those include: …More

How much do you need to save for a comfortable retirement? Some indicators to help you decide are: * Your …More

A federal appeals court has ordered a close look at the obligation of a federal retiree to return an overpayment, …More

Are you ready to retire? Before you answer that question, you need to discover whether that’s what you really want …More

Estate planning is more than tax planning. Beyond finances, you should have goals for your estate plan. Are there specific …More

One Thrift Savings Plan consideration for those nearing retirement is the status of any loans they have taken from their …More

If you open a 529 college savings account for a child or grandchild, you’ll be asked to name a successor …More

Women overall are more concerned than men about their financial security in retirement but may be missing opportunities to better …More

Late-career employees who find themselves in need of a lump-sum of money–such as to pay off a mortgage, buy an …More

Having a will doesn’t mean you have an estate plan. Some of your most valuable assets won’t pass to new …More

A recent report questioned the value of offering incentives for people to buy long-term care insurance, one of the types …More

When you retire (or separate from the government for other reasons) you’ll be eligible for a lump-sum payment for unused …More

In retirement, one of your major assets will be your home. Is your homeowners insurance adequate to protect such a …More