Electing Living Benefits after Retirement
You may elect to receive a lump-sum living benefit payment from FEGLI if you are terminally ill and have a …More
You may elect to receive a lump-sum living benefit payment from FEGLI if you are terminally ill and have a …More
To make sure you have a more comfortable retirement, pay down your debt while you’re still working. Start with your …More
Parents do save more for retirement after their children have left home than before, as might be expected, but the …More
There are important differences between Federal Employees Compensation Act (injury/illness compensation) and disability retirement. To be eligible for compensation benefits, …More
If you are concerned about inadequate income over a long retirement, consider investing in a variable annuity. • Variable annuities …More
Several of the most common scams that target older persons involve callers claiming to be from the IRS in order …More
You might lose your FEGLI life insurance coverage under certain circumstances. You can lose coverage if: * you leave government …More
If you are one of the many FERS employees who have at least five years of CSRS service under their …More
The wide variation in findings regarding how well older workers are prepared for retirement reflects differences in what is included …More
If you are involuntarily separated from the service and have the right combination of age and service, you may be …More
Your elderly parents or other aging loved ones might need substantial care, and so might you some day. Nursing homes …More
Just getting by and/or covering basic living expenses is the most frequently cited financial priority of retirees, cited by 42 …More
One of the least understood aspects of federal retirement policy involves capturing credit for military service. The military began deducting …More
Buying long-term care (LTC) insurance at the right age can help you cut the cost of this coverage. When you …More
In general white-collar jobs have been cited as lending themselves better to continued working at older ages than more physically …More
Coverage levels under the FEGLI life insurance program typically change little for federal employees, but one situation where they can …More
Many federal employees take out short-term disability insurance because such coverage is not part of the federal benefits package. When …More
Live expectancies continue to rise but that also means that more retirees are at risk of outliving their savings and …More
Benefits for survivors of federal retirees vary according to which retirement system you are under, which means the reduction to …More
Keeping your home well maintained and in good repair is certainly necessary if you want to protect a major investment …More
The SSA once again is changing its policy regarding mailing of benefits estimates to those still working, its third such …More
Federal annuitants who are rehired by the government, unlike those who stay retired, can participate in the “premium conversion” arrangement …More
When you hear investment professionals speak of “cash,” they’re not talking about paper money in your wallet. Instead, they mean …More
While the trend toward desiring to push off retirement continues, a study has found that nearly half of workers leave …More
Those anticipating making a withdrawal from their Thrift Savings Plan accounts after retirement need to remember that the law gives …More
With people living longer and, in many cases, retiring earlier, a retirement fund might have to last for many decades. …More
“Young retiree” households, defined as those in the age 65-69 range, tend to spend about a fifth less than do …More
Those who take buyout offers from the government as an incentive to resign or retire probably know that the payments–generally …More
If you become ill or injured, a power of attorney will be extremely valuable. This document is drafted by you, …More
There are several warning signs that bear watching that an older person might become–or already is–the victim of financial fraud …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
YTD | -2.74% | % | -8.53% | -10.48% | -12.13% | 1.41% | -7.86% | -12.58% | -20.48% | -14.77% |
Jul | 2.21% | % | 5.00% | 5.92% | 6.71% | 0.26% | 2.47% | 9.22% | 10.32% | 5.15% |
1 yr | -1.19% | % | -5.62% | -7.24% | -8.64% | 2.02% | -8.87% | -4.64% | -21.59% | -13.46% |