Retirement & Financial Planning Report

The turn of the year is a natural time to do a reassessment of finances. One subject to make sure …More

After you retire, the paychecks will stop coming and while the annuity will start, it won’t be as large as …More

Providing caregiving help for an elderly relative–common among workers later in their careers–carries personal and financial risks, says a report …More

If you die while employed by the federal government and are married, your spouse will be entitled to a survivor …More

If you have a second home you might want to rent it out either periodically or on a long-term basis. …More

Health insurance remains the most important benefit to workers, according to an Employee Benefit Research Institute study, with 87 percent …More

If you’re under CSRS and still working, there’s a good chance the so-called 80 percent limit will factor in your …More

Stretching out an inherited IRA can produce more wealth for your heirs. Here’s how an IRA “stretchout” will work, in …More

While there has been an overall increase in life expectancy for many years, those gains are not spread evenly across …More

When you retire you’ll receive a lump sum payment for your unused annual leave. Depending on how much you cash …More

Many investment advisors are paid by fees these days. However, you might be better off with an advisor who gets …More

Employers have caught on to the growing view of older worker ages they will work to a relatively high age …More

The “lump-sum option”–also called the “alternative form of annuity”–remains one of the most misunderstood aspects of federal retirement policy. Many …More

If you draw up a will, any property included in that will must go through probate before it can pass …More

Retirees overall are more confident in their post-retirement finances than are active workers, with confidence among the still employed having …More

Relatively few federal employees are under the Civil Service Retirement System anymore, but those who are generally are retirement-eligible already …More

If you have a cash value life insurance policy, you can borrow against it. This might be a source of …More

While taking out a reverse mortgage is an often-cited way to use home equity for retirement living expenses, simply downsizing …More

When you receive retirement or disability benefits under Social Security, some members of your family also can qualify. Those include: …More

How much do you need to save for a comfortable retirement? Some indicators to help you decide are: * Your …More