Retirement & Financial Planning Report

Generally speaking, while federal employees may pay FEHB premiums with pre-tax money under the “premium conversion” arrangement, retirees may not. …More

If you purchase an immediate annuity (also known as a payout annuity or an income annuity), you buy a pension …More

Federal Employees Health Benefits program carriers are obligated to follow standard coordination of benefit rules established by the National Association …More

Among married couples, non-financial assets (mostly home equity) represent about 70 percent of total assets. That figure will vary from …More

Home equity–the value of the property minus any mortgage or home equity loan against it–can have a substantial impact on …More

One of the less understood of federal retirement benefits is the “special retirement supplement.” Many retirees and near-retirees apparently have …More

Many people build up so much wealth in their IRAs (often, the result of a rollover from an employer-sponsored retirement …More

Nearly two-thirds of baby boomers plan to work beyond 65, including some who expect never to retire, and among those …More

If you have coverage under the FLTCIP long-term care insurance program, benefits begin after you meet the following conditions and …More

Many retirees have property in more than one state. Establishing residency in one versus another might result in lower taxes …More

Higher-income persons are more likely to meet retirement income goals, says a study that adds that lower-income persons in many …More

You need five years of service to be vested in the retirement system; only after you are vested in the …More

With all types of life insurance policies, the payout at death usually can be received by the beneficiary, free of …More

The inspector general’s office at the Social Security Administration has issued a warning about a scam in which callers trying …More

You may elect to provide a survivor annuity for a spouse you marry after retirement within two years of your …More