Retirement & Financial Planning Report

An increase ahead in the “full” (or “normal”) Social Security retirement age will impact those who begin to collect Social …More

Under FERS, you can retire on an immediate, unreduced annuity if you meet one of the following age and service …More

Among permanent life insurance policies, several types are available: * Whole life insurance. As the name suggests, you pay a …More

The age at which workers expect to retire has been continuing to rise in recent years, but reality might get …More

Since full-time employees accrue 13 days of sick leave per year starting immediately on employment (part-time employees accrue it proportionate …More

At your death, your estate will have to go through probate, the process in which a local court supervises the …More

While it’s widely accepted that a decision to retire is not just a financial one, two factors can stand out …More

If you have coverage under the Federal Long Term Care Insurance Program, you will be eligible for benefits after you …More

If you have no credit card debt or only an easily manageable amount, should you pay down your mortgage? There …More

Employer-sponsored retirement savings plans that have automatic enrollment features commonly do not steer such investments into Roth-style balances even though …More

You have to have five years of actual service to be vested in the retirement system. Other employment — even …More

While much of the attention on the dependent care flexible spending account focuses on using such accounts for child care …More

The traditional concept of retirement has been largely replaced in the minds of late-career workers with the concept of gradual …More

To qualify for disability benefits from Social Security, you must have either a physical or mental impairment that is expected …More

A power of attorney is a document where one person (the principal) names another (the agent), who can act for …More

As the workforce changes–in particular as Baby Boom workers are replaced by Generation X and Millennial Generation workers–there could be …More

While the Thrift Savings Plan generally offers automatic investment for employees–who set up a payroll withholding and then need do …More

When you set up a trust, it’s a common to name a friend or family member as trustee. This is …More

The Social Security Administration has put out an explanation to changes to the so-called “file and suspend” claiming strategy made …More

The Office of Personnel Management pays children’s benefits in certain circumstances on the death of an employee or retiree. Benefits …More