FEHB Coverage for Your Survivors
For your surviving family members to continue your FEHB benefits enrollment after your death, both the following requirements must be …More
Retirement & Financial Planning Report
Sign up Now! Free eNewslettersThe Risks and Benefits of a Variable Annuity
Variable annuities offer buyers the chance to choose among subaccounts, many of which resemble stock funds or bond funds. Your …More
SSA Underscores Burdens on Care-Givers
Increasing numbers of older persons are suffering from Alzheimer’s Disease, imposing significant financial as well as emotional burdens on those …More
Adding and Subtracting Children from FEHB Coverage
If you have or adopt a child, he or she is eligible for coverage under the Federal Employees Health Benefits …More
Life Insurance Comes with Ownership Choice
The ownership of your life insurance policy can have a substantial impact on how this asset will be handled. Choices …More
Report Finds Concerning Retirement Behavior Across Generations
Three major generations now in the workforce have differing perspectives on retirement but each exhibits some trends that raise issues …More
Reviewing FERS Retirement Eligibility
If you are a FERS employee, you can retire on an immediate unreduced annuity with the following minimum combinations of …More
Make Sure Your Advisor’s Interests are Your Own
Before you sign an engagement letter with a financial advisor, be cautious about where his or her interests lie. Here …More
Change in Divorce Settlements Policy Challenged
The inspector general at OPM has challenged how that agency in 2016 changed a longstanding policy regarding how a divorce …More
Reviewing CSRS Retirement Eligibility
The portion of the federal workforce covered by CSRS is shrinking steadily as those employees hit retirement eligibility. Eligibility is …More
Purchasing an Annuity for Tax Deferral
With a deferred annuity, you invest a lump-sum or a series of payments. The goal is that over time you …More
Downsizing as a Way to Use Home as Asset in Retirement
While taking out a reverse mortgage is a commonly cited way to use a home as a retirement asset, downsizing …More
Cashing Out Annual Leave at Retirement
The amount of annual leave you can be paid for when you retire depends on whether you are a postal …More
Stretching Out Your IRA for Your Heirs
If you’re single with a child or children you’ll probably name your child or children as your IRA beneficiary. After …More
Pattern of Delaying Retirement Continues
The trend of recent years of delaying retirement continues, according the Labor Department data that also show however, that other …More
Spousal Rights in TSP Payouts Vary by Retirement Program
The law gives certain rights to your spouse, including a separated spouse, so long as your account balance is more …More
Designating Someone to Make Health Care Decisions if You Can’t
A health care power of attorney, sometimes known as a health care proxy or a medical power of attorney, should …More
Consistency of Investing a Key to Building Retirement Savings
A report from the Employee Benefit Research Institute has underscored the importance of consistency in retirement savings, saying that in …More
Two Potential Reductions in Your Social Security Benefits
Windfall Elimination Provision and the Government Pension Offset can affect the retirement benefits employees and retirees who are or were …More
Be Specific in Terms of Your Will
To ensure your will stands up it should be written by an attorney. Wills that you write yourself, or fill-in-the-blank …More
