Decide on Goal before Buying Life Insurance
Why do you need life insurance? Often, for one of these two reasons: * Income replacement. If your untimely death …More
Why do you need life insurance? Often, for one of these two reasons: * Income replacement. If your untimely death …More
Outliving savings is the major fear regarding retirement among all age groups and is especially a concern among younger workers, …More
Some employees have concluded that they would be better off financially if they “burned off” their sick leave hours instead …More
Many people go into a second or third marriage with children from a previous marriage. This can create an estate …More
Personal financial skills start to decline around age 60, which is an especial cause for concern because of the increased …More
If you once worked for the federal government and then left for greener pastures, you may have taken a refund …More
There are several strategies you might wish to consider for improving your cash flow in retirement. One is the reverse …More
Changing jobs after age 50 is becoming increasingly common, and there are more opportunities for doing so than ever, but …More
Every federal employee knows that a retirement annuity is based in part on the highest three consecutive years of average …More
Properly organizing and storing your financial records can pay off for both yourself and for your survivors, on your death. …More
Homemakers primarily rely on spouses for their income but both will retire at some point, and that kind of reliance …More
Under both CSRS and FERS, disability benefits are payable if you have become so disabled that you are prevented from …More
When shopping for life insurance, many people choose permanent life insurance policies even though they are more expensive than term …More
A requirement to take certain amounts of money out of IRAs after the account holder passes age 70 ½ accounts …More
Many CSRS-covered employees have reached or are about to reach a point in their careers when their basic annuities are …More
Variable annuities increasingly offer guaranteed minimum income benefits. Such benefits provide variable annuity investors a guaranteed return if they: * …More
There seems to be widespread concern—and more than a little resentment–in the federal workforce regarding the premium increases set to …More
Consider these improvements to make your house more livable for yourself as you grow older. * Install kitchen appliances at …More
Relatively few people who have retirement savings plans such as the TSP and 401(k)s actively manage them, says a survey …More
As a rule, you can only continue your FEHB and/or FEGLI coverage into retirement if you are 1) currently enrolled, …More
While you’re alive, you can create two types of trusts: * Revocable trusts. Such trusts can be cancelled or altered …More
The availability of “catch-up” investing in savings plans such as the TSP is a potentially valuable boost to retirement security …More
Under the Spouse Equity Act. a court order can divide your retirement annuity, block or divide a refund of your …More
The way in which you hold your assets can affect your financial and estate planning. * Sole ownership. Holding assets …More
Only about half of private sector workers have access to an employer-sponsored retirement savings plan comparable to the TSP, GAO …More
One of the least understood choices faced by employees who are disabled or injured in the line of duty is …More
One reason for having a will is to make sure your wishes are carried out. If you die “intestate” (without …More
A look at the state of retirement preparedness over five years shows that well publicized trends have continued and that …More
You may gain access to your money during your working career through loans and in-service withdrawals. If you have both …More
As your personal situation changes through the years, so do your life insurance needs. You should review your life insurance …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
1 yr | -0.90% | % | -4.39% | -5.70% | -6.85% | 1.71% | -7.59% | -2.12% | -21.10% | -11.00% |
YTD | -3.29% | % | -8.90% | -10.77% | -12.33% | 0.86% | -8.30% | -14.35% | -21.69% | -11.69% |
May | 0.04% | % | -0.35% | -0.48% | -0.61% | 0.21% | 1.13% | -1.65% | -3.53% | 1.19% |