Retirement & Financial Planning Report

In addition to their civil service annuities, many federal employees purchase private annuities for investment, retirement planning and survivor benefit …More

A study that tracked spending of a group of retirees in their first six years after retirement showed that spending …More

While much of the attention on the flexible spending account program during the annual benefits open season—which started this week …More

You may have an attorney and an accountant and possibly a financial planner. If so, you might be getting good …More

The Social Security Administration has agreed with an audit’s recommendation to apply closer scrutiny to benefits received by retired federal …More

Along with the annual FEHB open season—which will run from November 14 through December 12 this year–come questions regarding how …More

Immediate annuities can provide lifelong cash flow. However, many people consider them to be illiquid and irreversible. That is, once …More

Choosing when to begin drawing Social Security benefits is a complex decision not well understood by many of those facing …More

The three levels of FEHB are self only, which provides benefits only to the enrollee; self plus one, which provides …More

Life insurance may play a vital role in an estate plan because insurance proceeds can be counted on to provide …More

In a report that underscores the difference between the government and the private sector in retirement benefits, a study has …More

The Medicare program advises beneficiaries to take preventive action against identity theft, including: Guarding personal information such as Medicare identifiers …More

After you retire, the pay will stop coming and while the annuity will start, it won’t be as large as …More

Although the term “longevity risk” has been growing in use, it still hasn’t reached the level of understanding it warrants …More

If you are thinking of leaving government without immediate eligibility for an annuity, you’ll have a choice of whether to …More

These investments work best inside your IRA or other tax-deferred retirement accounts: Short-term holdings. If you do any in-and-out trading, …More

More employers are expanding the automatic savings features in their retirement savings programs similar to the TSP, a report has …More

There are two little-used and little-known features of the Federal Employees’ Group Life Insurance (FEGLI) program that need to be …More

Why do you need life insurance? Often, for one of these two reasons: * Income replacement. If your untimely death …More

Outliving savings is the major fear regarding retirement among all age groups and is especially a concern among younger workers, …More