Retirement & Financial Planning Report

There are some excellent continuing care communities, but that isn’t true of all of them. Here’s how to tell the …More

When it comes to saving for retirement, Americans are generally aware of the issues but typically lack specific goals and …More

Understanding your retirement benefits as a federal employee or retiree includes understanding potential benefits to your children, as well as …More

When one spouse dies and the surviving spouse is the beneficiary, the survivor can roll over the spouse’s IRA to …More

When they retire, most federal civilian employees who are receiving retired military pay have to decide whether to keep that …More

When you draft your will, you should name an executor. It will be up to your executor to handle all …More

There’s a general pattern of allowing short-term financial concerns to divert attention from long-term savings needs including preparing for retirement, …More

Have you ever gotten into an argument with your health benefit plan over whether a medical procedure or service should …More

If you die without a will, you die “intestate” and your assets will be distributed according to your state’s law. …More

Retirement savings plans such as the TSP offer a valuable benefit by allowing access to the money without a tax …More

As a rule, if you retire before the end of a leave year, you’ll be given a lump-sum payment for …More

For estate tax planning, 529 college savings plans can be valuable. If your parents would like to get some estate …More

Many participants in defined benefit retirement plans will choose to forgo an annuity and pull out a lump-sum payment instead …More

Having sick leave not only helps when you are ill but can also be used for such things as childbirth, …More

People are living longer, on average, so providing for income far in the future may be a concern. Possible tactics: …More

A recent report by the Federal Reserve Board raises several warnings about retirement savings habits, finding that 39 percent of …More

If you have any part-time service in your work history, the more part-time service you have in your career, the …More

Taking an IRA distribution before age 59 1/2 usually results in a 10 percent penalty. That’s in addition to ordinary …More

An Employee Benefits Research Institute study shows how participating in a defined contribution type savings program such as the TSP …More