The Limits of a Will
Having a will doesn’t mean you have an estate plan. Some of your most valuable assets won’t pass to new …More
Retirement & Financial Planning Report
Sign up Now! Free eNewslettersValue of Incentives to Buy LTC Coverage Questioned
A recent report questioned the value of offering incentives for people to buy long-term care insurance, one of the types …More
What Counts toward a Lump-sum Payment for Annual Leave
When you retire (or separate from the government for other reasons) you’ll be eligible for a lump-sum payment for unused …More
Protecting the Asset You Live In
In retirement, one of your major assets will be your home. Is your homeowners insurance adequate to protect such a …More
Preventing Leaks in Your Retirement Savings
“Leakage” from retirement savings plans such as the TSP and 401(k)s is most often associated with cashing out accounts when …More
How to Challenge the Denial of an FEHB Claim
If you file a claim under the Federal Employees Health Benefits program and it is denied, a set of appeal …More
Revocable vs. Irrevocable Trusts
To determine whether or not you should use trusts, you need to understand what they are. A trust is a …More
Act Sooner Rather than Later on Social Security, Says Report
An analysis of the latest financial report on Social Security says that while the worst of the program’s problems are …More
How Federal, Social Security Disability Benefits Affect Each Other
While no one likes to think about the prospect of becoming disabled, it is important to understand disability coverage under …More
What to Consider Regarding Prepaying a Mortgage
When you prepay a mortgage you’re essentially investing at the mortgage rate. Paying down a mortgage reduces debt and subtracts …More
Report Warns of Potential for Declining Financial Capability
Aging itself doesn’t necessarily make a person less able to handle finances but there is a heightened risk if a …More
How Reemployment Gives Your Annuity a Boost
Those who have retired from the government and then return to work could see a substantial boost in their annuities. …More
Getting the Best Rate on Life Insurance
When purchasing life insurance on the open market, applicants generally are put into one of these broad categories: * Preferred …More
Demographics Shaping Future of Retirement, Says Report
Increasing life expectancy means that “retirement savings will have to last longer” for those already retired or who are coming …More
If You Designate Beneficiaries, Keep Your Choices Current
Several federal benefit programs provide for death benefits, but such forms can easily be filed and forgotten. Benefits counselors say …More
Using a Second Home for Income
If you have a second home you might want to rent it out either periodically or on a long-term basis. …More
Satisfaction with Retirement Found to Be Declining
High net worth and good health are the top indicators of personal satisfaction in retirement but across those and other …More
Retiring Under FERS with a CSRS Component
Some FERS employees will retire with a CSRS component in their annuities. Mainly this involves those with a break in …More
The Pros and Cons of Revocable Trusts
So-called “living trusts,” created while you’re alive, are increasingly popular. The term typically refers to revocable trusts, because they can …More
Student Debt a Burden on Older Persons, Too
More than 114,000 Social Security recipients have their benefits garnisheed to pay student loan debt, debt that in many cases …More
