How Federal, Social Security Disability Benefits Affect Each Other
While no one likes to think about the prospect of becoming disabled, it is important to understand disability coverage under …More
While no one likes to think about the prospect of becoming disabled, it is important to understand disability coverage under …More
When you prepay a mortgage you’re essentially investing at the mortgage rate. Paying down a mortgage reduces debt and subtracts …More
Aging itself doesn’t necessarily make a person less able to handle finances but there is a heightened risk if a …More
Those who have retired from the government and then return to work could see a substantial boost in their annuities. …More
When purchasing life insurance on the open market, applicants generally are put into one of these broad categories: * Preferred …More
Increasing life expectancy means that “retirement savings will have to last longer” for those already retired or who are coming …More
Several federal benefit programs provide for death benefits, but such forms can easily be filed and forgotten. Benefits counselors say …More
If you have a second home you might want to rent it out either periodically or on a long-term basis. …More
High net worth and good health are the top indicators of personal satisfaction in retirement but across those and other …More
Some FERS employees will retire with a CSRS component in their annuities. Mainly this involves those with a break in …More
So-called “living trusts,” created while you’re alive, are increasingly popular. The term typically refers to revocable trusts, because they can …More
More than 114,000 Social Security recipients have their benefits garnisheed to pay student loan debt, debt that in many cases …More
If you are an employee covered by the Federal Employees’ Group Life Insurance (FEGLI) program, there’s an extra benefit in …More
A single-life immediate annuity can deliver ample cash flow for the rest of your life. However, you could buy a …More
More people are voluntarily changing jobs relatively late in their careers—age 50 and later–and those people in turn are likely …More
The length of time you worked is one part of the formula used in computing an annuity. The other is …More
If you’re dressing up your home for sale, consider: Curb appeal–Your home’s exterior should create a desire to own the …More
States have been taking steps to address the issue of misuse of funds by persons acting as financial guardians for …More
To help speed up the processing of your retirement application, it helps to submit what OPM calls a “healthy” application. …More
Many federal employees, especially those with managerial or supervisory responsibilities, carry professional liability insurance to protect themselves in case they …More
The number one thing that older workers should not do in job interviews is to be apologetic about their age, …More
Separation, annulment or divorce can have important impacts on your federal benefits as they apply to you and to your …More
If you have elderly parents, you may have opportunities to help them remain independent. That can be tricky because many …More
More men than women are confident about their retirement security but men overall expect nonetheless to continue working longer, according …More
To report a change in address after retirement, write to Office of Personnel Management, Retirement Operations Center, P.O. Box 45, …More
Revocable trusts can be revised or annulled, as the name suggests. In some areas, they’re promoted as “living trusts.” As …More
OPM in 2016 processed a higher percentage of applications for retirement within its target of 60 days than it did …More
While the majority of those who retire from the government do so voluntarily and with eligibility for an immediate annuity …More
When you plan for retirement, some simple numbers can help you develop an investment strategy. Start by determining how much …More
The millennial generation’s preferences regarding health insurance differ from those of their predecessor generations, according to a report from the …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Feb | 1.29% | % | 2.74% | 3.2% | 3.62% | 0.33% | -1.41% | 5.34% | 6.03% | 2.74% |
YTD | 1.66% | % | 3.15% | 3.62% | 4.04% | 0.67% | -1.6% | 7.1% | 3.48% | 2.51% |
10yr | 4.1% | % | 6.98% | 7.73% | 8.34% | 2.35% | 1.63% | 12.69% | 8.64% | 4.75% |