Understanding Early Retirement Offers and Their Terms
Under early retirement, employees can receive an immediate annuity years before they would otherwise be eligible. They are not common, …More
Under early retirement, employees can receive an immediate annuity years before they would otherwise be eligible. They are not common, …More
If you have a minor child, there are several strategies to pursue for better tax management of money for your …More
When planning a retirement, there are certain things that can put a lot of stress on the plan that you …More
People who provide unpaid care to family members overall have less confidence in their finances and are more likely to …More
As a rule, at retirement you may keep your health benefits coverage only if you are currently enrolled and have …More
As you grow older, you might no longer want to keep paying premiums for a life insurance policy that you …More
As federal employees you have 3 main income sources in retirement: TSP, your FERS pension, and Social Security. And your …More
A GAO report has found that the difference in retirement savings by income level is growing among older working households, …More
Making sure your records are in order is a big part of retirement preparation, and it’s never too early to …More
As you grow older, you may consider naming a younger relative as joint owner of your financial accounts. Those accounts …More
A union representing federal employees in a number of agencies has recommended changes to the FEGLI life insurance program that …More
One of the tasks that consumes the time of would-be retirees is figuring out what their annuity will be. They …More
There are some excellent continuing care communities around the country, some mediocre ones, and some much less. Here’s how to …More
You are five years away from your expected retirement date. Have you given any thought about what will you be …More
The Congressional Budget office has issued a report showing in a different light the Social Security funding issue—the arrival of …More
A successful retirement requires careful, long-term planning. Your responsibilities begin with signing up for a pre-retirement counseling seminar. Your agency …More
A power of attorney can be invaluable. For example, you might suffer a stroke with no warning signals and be …More
Both the House and Senate versions of the general government spending bill that funds OPM call on that agency for …More
When they retire, most federal civilian employees who are receiving retired military pay have to decide whether to keep that …More
Revocable trusts, also known as living trusts, are increasingly popular. They can serve two main purposes: * Probate avoidance. Assets …More
Good News First: The average retirement savings numbers that we are going to look at is for all Americans, not …More
Some 53 million Americans are now providing support to family members both older and younger than they are, up more …More
If you are in good health and applying for a non-disability retirement, you are eligible to elect an insurable interest …More
When you draft your will, you should name an executor. It will be up to your executor to handle all …More
A survey has found common themes in dreams for retirement among all four generations studied, but the same was not …More
You may have several sources of cash available to you for retirement that you had not considered, although using them …More
Because planning ahead is a crucial step in assuring that your transition from employment to retirement is smooth, you need …More
A Social Security reform bill (HR-4583) newly introduced with nearly all House Democrats as cosponsors would eliminate the windfall elimination …More
If you leave the federal government before you are eligible to retire, you may be eligible for a deferred annuity. …More
You could live several decades or longer in retirement; how can you provide for income far into the future? Possible …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Feb | 1.29% | % | 2.74% | 3.2% | 3.62% | 0.33% | -1.41% | 5.34% | 6.03% | 2.74% |
YTD | 1.66% | % | 3.15% | 3.62% | 4.04% | 0.67% | -1.6% | 7.1% | 3.48% | 2.51% |
10yr | 4.1% | % | 6.98% | 7.73% | 8.34% | 2.35% | 1.63% | 12.69% | 8.64% | 4.75% |