Retirement & Financial Planning Report

The lack of an inflation adjustment in retirement benefits in programs including federal annuities and Social Security for 2016 has …More

If you are in good health and applying for a non-disability retirement, you are eligible to elect an insurable interest …More

Disability insurance, also known as disability income (DI) insurance, can be vital. If you are unable to work, this coverage …More

The Federal Reserve Board has identified five financial behaviors that are key to successful retirement saving, saying in a report …More

As more of the responsibility for financing retirement shifts from employers to employees, it is increasingly important for workers to …More

As governmental plans, CSRS and FERS are not subject to the Employee Retirement Income Security Act (ERISA), which governs many …More

If you want to preserve and enhance the value of your house, buy in an area where the demand for …More

Many workers age 50 and older do not consider themselves to be in the late stages of their working careers …More

If you are injured on the job, your FEHB enrollment will continue for up to 12 months in nonpay status …More

After you’ve retired, paychecks stop but other sources of income (annuity, Social Security, etc.) kick in. If there’s a shortfall, …More

OPM plans to launch a Federal Annuitant Benefits Survey, focusing on retiree views of the FEHB program, splitting off into …More

How to figure out a “high-3” is central to calculating your annuity. Therefore, it’s essential that you know what’s included …More

A common estate planning strategy is to create an irrevocable trust to hold life insurance. Typically, the trustee will use …More

A transition in the workforce caused by the aging of the baby boom generation has been picking up speed in …More

It’s unfortunate but there are some federal employees who end up with a disabling mental or physical condition that makes …More

Borrowing from a tax-deferred retirement plan such as the TSP or a 401(k) has some advantages. There are no credit …More

Widely used data on the adequacy of retirement savings based on the Census Bureau’s data may understate how financially secure …More

If you leave the federal government before you are eligible to retire, you may be eligible for a deferred annuity. …More

You may lose the ability to manage your own affairs as you grow older. Therefore, it’s necessary to have an …More

While many older employees look to switch jobs rather than enter into full retirement from their current employer—a common desire …More