Retirement & Financial Planning Report

You may have a large portion of your portfolio in one appreciated stock, perhaps one that you bought many years …More

Various studies have reached differing results regarding whether individuals have saved enough for retirement, a study has said, although care …More

Do you know who will benefit from your Federal Employees Group Life Insurance (FEGLI) or Thrift Savings Plan (TSP) account? …More

As you age, your need for life insurance changes, too. When you were building a family, with young dependents, you …More

Maintaining a home typically is the number one expense for retirees, consuming between 40 and 45 percent of household budgets, …More

Retirees whose eligibility for FEHB ends in general cannot get back into the program. Thus, extreme care must be used …More

An immediate annuity pays out income right away, as soon as it is purchased from the annuity issuer. Sometimes these …More

Retirement savings plan participants who get professional advice tend to get better results than those who go it alone, according …More

The purpose of a voluntary separation incentive payment, also known as a buyout, is to avoid involuntary separations resulting from …More

The Federal Long Term Care Insurance Program obviously is not the only form of long-term care available. An individual can …More

Having health insurance in retirement, as almost all federal employees and retirees do through the FEHB program, does not necessarily …More

If you have five or more years of creditable civilian service but don’t meet any of the combinations for immediate …More

An immediate annuity is a contract that provides you (or, perhaps you and your spouse) with a stream of income …More

The United States has some of the highest rates of older persons still in the workforce of any country in …More

Unlike CSRS employees who can retire at age 55 if they have 30 years of service, FERS employees have to …More

Deciding how to title your assets can be complicated. Nevertheless, you should take the time and effort to make the …More

Changing demographics and extended life expectancies will put pressure on Social Security finances beyond what has been previously projected, a …More

Whether you are a CSRS or FERS employee, the eligibility rules for voluntary early retirement authority, or VERA, are the …More

Not every power of attorney will be sufficient to manage your affairs, if you become incapacitated. A general power of …More

A recent survey of companies sponsoring 401(k)-type programs similar to the federal TSP program found that in many ways the …More