Retirement & Financial Planning Report

If you are e 60 or older, there is no restriction on the amount of income you can earn while …More

Although you might not want to think about it, there’s a chance that you could lose the ability to manage …More

A review of retirement savings plans comparable to the TSP shows that the federal plan in many ways mirrors what …More

You’ll receive a lump-sum payment for annual leave when you separates from the federal service or enters on active duty …More

Many federal employees carry professional liability insurance coverage, which can help shield them against legal costs related to suits brought …More

People hoping to achieve longevity on the job should pay especial attention to how they manage stress, along with nutrition …More

The Federal and Dental Vision Insurance Program carries some special provisions of interest to late career employees and retirees that …More

If you die without a will, you die “intestate” and your assets will be distributed according to your state’s law. …More

Addition of a self plus one option to the FEHB likely will be attractive to retirees who have only one …More

One consideration for older employees and retirees is that children’s eligibility for certain benefits changes as they age. Complicating the …More

One option in retirement is to sell your house to a grown son or daughter, then rent the house from …More

Men and women have somewhat different attitudes toward providing financially for their family members and toward accepting help from them, …More

You may assign your Federal Employees Group Life Insurance to one or more persons, firms or trusts. Assignment means that …More

If you have an ample IRA, ongoing tax deferral can enrich your heirs. Poor planning, though, may rob your beneficiaries …More

About three in five IRA accounts are in what financial professionals call an “extreme” position by being overly weighted toward …More

A widow or widower of a deceased retiree who is eligible for a survivor annuity under either CSRS or FERS …More

Life insurance may play a vital role in an estate plan because insurance proceeds can be counted on to provide …More

In a request widely seen as potentially paving the way for legislative efforts next year to cut back on the …More

While the vast majority of federal employees have not joined the Federal Long Term Care Insurance Program, many consider joining …More

If you decide you want to make lifetime gifts to your kids, what should you give away? Here’s one recommended …More

About half of households headed by someone age 65 and older has debt, which can be a significant issue for …More

An employee is eligible for a lump-sum payment for any unused annual leave when he or she retires or otherwise …More

How much life insurance coverage do you need? Rather than follow a pre-set formula, you should evaluate your personal situation …More

Almost all older persons are vulnerable to financial fraud and such swindles are a serious and growing problem, according to …More

The original purpose of sick leave was to allow employees to be absent from work either because of physical or …More

Many federal employees, especially those with managerial or supervisory responsibilities, carry professional liability insurance to protect themselves in case they …More

With annual health insurance open seasons under way both in the government and in many private companies, attention once again …More

On separation for retirement or other reasons, you will have several options for dealing with your Thrift Savings Plan account. …More

When you prepay a mortgage you’re essentially investing at the mortgage rate. Paying down a mortgage reduces debt and subtracts …More

Private sector companies are continuing to replace defined benefit retirement plans with defined contribution plans—at a time when the federal …More