Retirement & Financial Planning Report

The Thrift Savings Plan allows actively employed participants to make an age-based withdrawal at age 59 1/2 or higher. This …More

Many people approaching or in retirement decide to set up businesses on the side, often to take advantage of the …More

Generation X, persons born between the end of the baby boom in 1965 and the start of the Millennial Generation …More

Unless you have assigned your Federal Employees Group Life Insurance, you may cancel it at any time, including after retirement. …More

Immediate annuities can provide lifelong cash flow. However, many people consider them to be illiquid and irreversible. That is, once …More

A picture of how investing through a defined contribution program similar to the TSP will translate into income at retirement …More

The law gives certain rights to your spouse, including a separated spouse, so long as your account balance is more …More

Assets such as real estate, business interests, collectibles, personal property, and intellectual property may have to be valued for tax …More

A recent report finds no support for the contention that alternative health insurance plan designs with “consumer-driven” or “high-deductible” features …More

If you pay your Federal Long Term Care Insurance Program premiums through payroll deduction and you retire or transfer to …More

On average, people who buy long-term care (LTC) insurance pay more than $2,000 per year. A married couple might pay …More

If you pay your Federal Long Term Care Insurance Program premiums through payroll deduction and you retire or transfer to …More

On average, people who buy long-term care (LTC) insurance pay more than $2,000 per year. A married couple might pay …More

The increase of women in the workforce in the last several decades will aid the retirement security of many of …More

Under FERS, there is no maximum annuity. But if you are a CSRS employee, the maximum amount of annuity that …More

Many investment advisors are paid by fees these days. However, you might be better off with an advisor who gets …More

The decline in availability of defined benefit retirement plans is continuing but the extinction of such plans is not imminent, …More

For both CSRS and FERS employees, the requirements to be granted disability retirement by OPM are the same. You are …More

Long-term care (LTC) insurance policies generally have many options for you to choose among. Examples include: Inflation rider: This benefit …More

A higher percentage of people are using nursing homes than in the past and such stays can seriously damage their …More