LTC Coverage Decisions Can Be Changed
Although many federal employees and retirees approach their decisions on the Federal Long Term Care Insurance Program as a once-a-lifetime …More
Although many federal employees and retirees approach their decisions on the Federal Long Term Care Insurance Program as a once-a-lifetime …More
Although there are several commonly cited "replacement rates" to be used as a judge of adequacy of income in retirement, …More
One potential source of loan income for those who either can’t or don’t wish to borrow against the value of …More
Late-career employees who find themselves in need of a lump-sum of money—to pay off a mortgage, buy an investment property, …More
The financial downturn has affected the financial status and life plans of many persons in middle age and older, and …More
Recent economic times and their impact on retirement and retirement preparedness have brought into sharper focus the existence of retirement …More
One Thrift Savings Plan consideration for those nearing retirement is the status of any loans they have taken from their …More
During years you work under Social Security, your wages are posted to your Social Security record, and you receive Social …More
Many people make charitable contributions, usually by writing checks. However, there are more tax-efficient ways to benefit your favorite causes. …More
If you believe in gold as a long-term investment, you may want to hold some in your IRA. However, putting …More
The U.S. housing market is showing signs of strength. Permits issued for future construction and home sales are on the …More
As the cost of higher education soars, parents should consider various strategies to make college affordable: * Apply to schools …More
Everyone "knows" that affluent investors have an edge because they can invest in hedge funds, run by smart people with …More
The investment world is moving from an emphasis on sales commissions to an emphasis on fees. Old way: You’d deal …More
When you take money from an IRA or some other type of tax-favored retirement plan, you’ll usually owe income tax. …More
Many types of assets ask you to name a beneficiary. They include IRAs, life insurance policies, annuities, payable on death …More
With more workers working longer, an important element of their status in the workplace involves how the employer perceives them …More
If you have any luck at a casino, race track, etc, you must report those winnings as taxable income on …More
Topretirements.com recently graded all the states on these key issues: income tax, taxation of Social Security, taxation of pensions, property …More
If you have a life insurance policy you no longer want or need, one option is to cash it in …More
As of this writing, the fate of the federal estate tax is uncertain* In 2012, only estates worth more than …More
The initial public offering of Facebook stock was perhaps the most widely publicized IPO in history* With the company valued …More
You must withdraw at least a certain amount from your traditional IRA each year after you reach age 70 1/2. …More
The "lump-sum option"—also called the "alternative form of annuity"–remains one of the most misunderstood aspects of federal retirement policy. Many …More
While long life generally is viewed as a positive thing, it has implications for retirement including additional financial costs especially …More
In 2012, you can give up to $13,000 of assets to any number of recipients. You can give $13,000 to …More
Investing in bonds is challenging now. Interest rates are low, so bonds pay scant yields. Moreover, interest rates may rise …More
Most people invest IRA money in stocks, bonds, funds, and bank accounts. However, you don’t have to use such vehicles. …More
Whenever you donate $250 or more to charity, you need paperwork to back up your donations. * You must get …More
According to a survey from Ameriprise Financial, 93% of all Baby Boomers (those from age 47 to 65) help to …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
1 yr | -0.90% | % | -4.39% | -5.70% | -6.85% | 1.71% | -7.59% | -2.12% | -21.10% | -11.00% |
YTD | -3.29% | % | -8.90% | -10.77% | -12.33% | 0.86% | -8.30% | -14.35% | -21.69% | -11.69% |
May | 0.04% | % | -0.35% | -0.48% | -0.61% | 0.21% | 1.13% | -1.65% | -3.53% | 1.19% |