Understanding What a High-3 Includes, and Doesn’t
Your high-3 for purposes of your annuity calculation is an average of your highest rates of basic pay over any …More
Your high-3 for purposes of your annuity calculation is an average of your highest rates of basic pay over any …More
When you hear investment professionals speak of “cash,” they’re not talking about twenty-dollar bills in your dresser drawer. Instead, they …More
There are five main components to income in retirement, according to a study that found troubling trends emerged during the …More
Eligibility for survivors benefits under Social Security differ greatly from the rules applying in the federal retirement program. In Social …More
Many retirees rely upon their investment portfolios to support their lifestyle, in particular IRAs. This can present special challenges for …More
There are three traditional approaches to living on investments during retirement but each has some disadvantages and there is growing …More
The interlocking and somewhat overlapping features of FEDVIP, FEHB and the flexible spending account program take time to sort out. …More
An IRA is meant to be an Individual Retirement Account, spent down during your lifetime and your spouse’s lifetime. However, …More
The trend toward working longer—or at least hoping to work longer—has been continuing, although differences by gender remain, according to …More
Some private businesses are willing to buy the insurance policies of people who are terminally ill. They purchase a policy …More
In retirement, one of your major assets will be your home. Is your homeowners insurance adequate to protect such a …More
Overall lower average salaries for women translate into less financial security in retirement, according to a report from the Democratic …More
If you go back to work as a rehired federal annuitant, your TSP benefits will be subject to certain special …More
If you’re single (divorced, widowed, never married), you’ll probably name your child or children. After your death, they can stretch …More
The trend of more workers staying on the job is continuing although it has flattened out somewhat, according to a …More
Until a law that was effective October 28, 2009, only CSRS-covered employees could make redeposits to capture service credit for …More
Keeping your home well-maintained and in good repair is certainly necessary if you want to protect a major investment in …More
People who must take over caregiving responsibilities for parents while still in their working years should consider a number of …More
If you’re considering buying a policy under the Federal Long Term Care Insurance Program—you can enroll anytime—one major issue will …More
Traditional tactics of drawing down a portfolio in retirement have some flaws. * The 4 percent rule. Here, you withdraw …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
12 mo | 5.15% | % | 11.26% | 13.16% | 14.79% | 0.97% | 7.50% | 18.31% | 31.85% | 8.17% |
YTD | 5.15% | % | 11.26% | 13.16% | 14.79% | 0.97% | 7.50% | 18.31% | 31.85% | 8.17% |
Dec | 1.07% | % | 2.79% | 3.34% | 3.83% | 0.07% | 0.14% | 3.84% | 7.24% | 4.64% |