Combining Your Options Long-Term Care Insurance
On average, people who buy long-term care (LTC) insurance pay more than $2,000 per year. A married couple might pay …More
On average, people who buy long-term care (LTC) insurance pay more than $2,000 per year. A married couple might pay …More
The increase of women in the workforce in the last several decades will aid the retirement security of many of …More
Under FERS, there is no maximum annuity. But if you are a CSRS employee, the maximum amount of annuity that …More
Many investment advisors are paid by fees these days. However, you might be better off with an advisor who gets …More
The decline in availability of defined benefit retirement plans is continuing but the extinction of such plans is not imminent, …More
For both CSRS and FERS employees, the requirements to be granted disability retirement by OPM are the same. You are …More
Long-term care (LTC) insurance policies generally have many options for you to choose among. Examples include: Inflation rider: This benefit …More
A higher percentage of people are using nursing homes than in the past and such stays can seriously damage their …More
While very few employees waive their FEGLI Basic coverage, a lot more don’t sign up for one or more of …More
At any age, illness or injury may cause a catastrophic medical condition and the loss of a patient’s ability to …More
A recent GAO report on the federal workforce said that of the the 1.96 million permanent career executive branch employees …More
There are situations in which you might wish or need to take leave without pay. Before you do, you should …More
As part of your estate planning, don’t forget to include a power of attorney. This document names someone else to …More
One area in which the private sector has taken a lead over the federal government involves helping them set their …More
At retirement most married federal employees elect a survivor benefit for their spouses. Another option is that any retiring employee …More
Thinking about your own possible incapacity –such as if you suffer from a stroke or Alzheimer’s disease or some other …More
A study has found that overall, debt among families with persons age 55 and older has held about steady in …More
You do not need to make a Thrift Savings Plan withdrawal or even decide how you want to make a …More
When shopping for life insurance, many people choose permanent life insurance policies even though they are more expensive than term …More
While aging in place is increasingly desired as an alternative to moving in retirement, it is best accomplished in communities …More
After you submit your retirement application, your personnel office will finish the processing and forward the package to your payroll …More
In many areas where home values still haven’t recovered from the downturn, home assessments may not have declined at the …More
A recent report for Congress warns that without changes, Social Security will exhaust one of its trust funds only in …More
If you are thinking about retirement, one of the issues you are probably factoring into your decision is how much …More
Increasingly, your credit score is being used for purposes other than approving loan requests. You score might be used to …More
With financial abuse of the elderly a large and growing problem, the federal Administration on Aging is urging persons with …More
Whether to accept a buyout is a highly personal decision based on an individual’s financial and career situations. Those who …More
Variable annuities increasingly offer guaranteed minimum income benefits. Such benefits provide variable annuity investors a guaranteed return if they: * …More
Attitudes toward reverse mortgages have changed in recent years, according to a report by the MetLife Mature Market Institute, moving …More
The FEHB health insurance and FEDVIP dental and vision insurance programs are paired in many people’s minds. They are both …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Feb | 1.29% | % | 2.74% | 3.2% | 3.62% | 0.33% | -1.41% | 5.34% | 6.03% | 2.74% |
YTD | 1.66% | % | 3.15% | 3.62% | 4.04% | 0.67% | -1.6% | 7.1% | 3.48% | 2.51% |
10yr | 4.1% | % | 6.98% | 7.73% | 8.34% | 2.35% | 1.63% | 12.69% | 8.64% | 4.75% |