Debt Burden for Retirement Age Persons Rising
More retirement age people are carrying debt and the average amount also has risen, both disturbing developments given that it …More
More retirement age people are carrying debt and the average amount also has risen, both disturbing developments given that it …More
Whether you are employed under CSRS, CSRS Offset or FERS, when you retire you"ll receive a lump sum payment for …More
As you grow older, you might no longer want to keep paying premiums for life insurance. If so, your options …More
The FEHB program is generally successful in providing quality care at affordable prices, one reason there have been so many …More
Many people, especially seniors, would like to leave an inheritance for their children or grandchildren. At the same time, they …More
"Special category" employees include law enforcement officers, firefighters, and air traffic controllers. If you fall into one of those categories, …More
The percentage of people continuing to work at older ages continues to rise, according to newly released data from the …More
Each of the federal insurance programs has procedures for challenging the denial of a claim. Federal Employees Health Benefits Program–First, …More
As you grow older, you may consider naming a younger relative as joint owner of your financial accounts. Those accounts …More
Delaying the receipt of Social Security beyond the point an individual is first eligible can be seen as a form …More
The period approaching retirement or in early retirement years is a common time to seriously consider taking out long term …More
When one spouse dies and the surviving spouse is the beneficiary, the survivor has unique opportunities. She can roll over …More
Well before making a TSP withdrawal, you should begin thinking of the possible ways a mix and match withdrawal might …More
Public sector employees have a significant advantage over private sector workers and employees of nonprofits when it comes to health …More
Members of the baby boom generation and the GenX generation that followed them overall are better prepared for retirement than …More
Though Medicare covers many health care costs, you will still have to pay Medicare’s coinsurance and deductibles once you are …More
When you draft your will, you should name an executor. It will be up to your executor to handle all …More
People are living longer, on average, so providing for income far in the future may be a concern. Possible tactics: …More
In general, a deposit is the payment of the retirement deductions, plus interest, that would have been withheld from your …More
The oldest members of the baby boom generation show wide variation in their approaches to retirement, a study has found, …More
Taking an IRA distribution before age 59 1/2 usually results in a 10 percent penalty. That’s in addition to ordinary …More
Revocable trusts, also known as living trusts, are increasingly popular. They can serve two main purposes: * Probate avoidance. Assets …More
About two-thirds of persons who reach age 65 will have a need for long term care at some point in …More
How much of your retirement portfolio should you use for spending money after you stop working? Studies have shown that …More
Eligible enrollees in the FEHB include current federal employees, Members of Congress and congressional staff, the President, annuitants, and eligible …More
A report for Congress has found that the recent recession, while hurting virtually all sectors of society, had the greatest …More
For estate tax planning, 529 college savings plans can be valuable. If your parents would like to get some estate …More
One feature of the Federal Employees Group Life Insurance program that enrollees typically hope they’ll never use but that they …More
One of the least understood choices faced by employees who are disabled or injured in the line of duty is …More
The erosion of such benefits outside the government has been continuing and could well accelerate in the future, according to …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Feb | 1.29% | % | 2.74% | 3.2% | 3.62% | 0.33% | -1.41% | 5.34% | 6.03% | 2.74% |
YTD | 1.66% | % | 3.15% | 3.62% | 4.04% | 0.67% | -1.6% | 7.1% | 3.48% | 2.51% |
10yr | 4.1% | % | 6.98% | 7.73% | 8.34% | 2.35% | 1.63% | 12.69% | 8.64% | 4.75% |