Retirement & Financial Planning Report

For landlords, cash flow is a prime concern. What’s more, some or all of any income might be tax-free. Non-cash …More

There might be a credit crunch but not everyone is feeling the pinch. Consumer lending fell by 3.8 percent in …More

If you’re buying or leasing a car, your expenses aren’t limited to the purchase price. You’ll have to buy insurance, …More

If you are the agent named on someone’s power of attorney, you might run into problems. Even if state law …More

When you inherit an IRA, you may be able to extend tax deferral. Suppose Al Smith dies with a traditional …More

Medicare supplement (“Medigap”) policies E, H, I, and J will be discontinued in June. Existing policyholders will be able to …More

When you borrow money to invest, the stocks you buy may lose value. You’ll have greater losses, because you’ve purchased …More

When you rent a car, you usually don’t need the insurance that you’re offered. Your own auto insurance policy probably …More

Married couples have two options for filing their tax returns. Usually, "married filing jointly" will result in a lower tax …More

You may not have heard much about it, but we’ve just experienced one of the greatest bull markets in history. …More

A power of attorney can be a vital part of a financial plan. If you lose the ability to manage …More

A recent report found that monthly premiums for private Medicare Advantage plans rose by an average of 14.2 percent from …More

Some assisted living communities are willing and perhaps eager to accept residents who might need more than a little assistance …More

Efforts to restrain Medicare spending recently have focused on Medicare Advantage, a program that provides federal funds to private health …More

If you inherit an IRA from anyone other than your own spouse, you can’t roll over the account to your …More

Many parents hold bank or investment accounts for their children in custodial accounts established under the Uniform Gifts to Minors …More

The federal estate tax has been repealed for deaths occurring in 2010 and there’s no knowing if or when it …More

If you’re going to convert a traditional IRA to a Roth IRA, you’ll lower your income tax if you segregate …More

Medigap insurance policies can help fill the gaps in basic Medicare coverage. Such policies tend to be expensive but there …More

The S&P/Case-Shiller national home-price index declined 2.5 percent in the fourth quarter of 2009, compared with the fourth quarter of …More

If you hire an investment advisor, you may pay fees based on assets under management. Suppose, for example, you have …More

If you inherit a Roth IRA from your spouse, you can roll that retirement account into your own Roth IRA …More

When college students go through the financial aid process, a formula is used to determine an expected family contribution (EFC). …More

Total fixed annuity sales were $105.1 billion in 2009, just 2 percent less than the record high set in 2008. …More

Medicare Advantage plans, known as Medicare Part C, are offered by private companies. Medicare enrollees pay a fee, in addition …More

Converting traditional IRAs to Roth IRAs is more popular now that all taxpayers can do so, regardless of income. You …More

Many investment advisors are paid by fees these days. However, you might be better off with an advisor who gets …More

If you inherit an IRA from your spouse, you can roll over that account to an IRA in your own …More

Since the founding of our firm we have been in the business of financial planning and money management.  We started …More

Sending children to college can be expensive. For the 2009-2010 academic year:  * The College Board puts the average cost …More