Retirement & Financial Planning Report

Several special considerations apply regarding enrollments in the FLTCIP long-term care insurance program that might drive a decision regarding whether …More

To ensure your will stands up it should be written, by an attorney. Wills that you write yourself, or fill-in-the-blanks …More

OPM’s latest government-wide federal employee confirms what many federal personnel experts have been saying anecdotally, that large numbers of employees …More

At retirement a federal employee is required by law to elect a full survivor annuity unless the spouse agrees in …More

If you have young children or grandchildren, you have several options for saving on their behalf. One option is to …More

Newly offered legislation in the House has again stirred consideration of allowing persons other than federal employees and retirees and …More

The government operates two distinct programs that may benefit federal employees who become disabled, the disability retirement program operated by …More

If you own investment real estate, you have a triple chance to make a profit: 1. You can collect monthly …More

Many of the trends in the FEHB program are also being reflected in other employer-sponsored health insurance, putting the government-sponsored …More

A discontinued service retirement is one in which you are forced to retire, usually in the face of a specific …More

If you purchase an immediate annuity (also known as a payout annuity or an income annuity), you buy a pension …More

Public sector workers stay in their jobs longer than private sector workers, a possible indication of the value of the …More

Periods of active duty military service can be added to your civilian service. Sometimes a deposit for that time is …More

To determine whether or not you should use trusts, you need to understand what they are. A trust is a …More

Indebtedness is a more serious problem for approaching retirement today than those in the past, according to information provided at …More

To carry your insurance coverage(s) into retirement you must have been enrolled in FEGLI for the five years before your …More

Moving to a new home in retirement? Along with the lifestyle changes, remember to pay attention to: ADVERTISEMENT * Estate …More

Many of those in their pre-retirement years still show a lack of understanding of some key retirement considerations, according to …More

Although a non-spouse (companion, significant other, life partner, etc.) is not entitled to a survivor benefit, there is a little-known …More

If you have a cash value life insurance policy, you can borrow against it. This might be a source of …More