Retirement & Financial Planning Report

If you decide you want to make lifetime gifts to your kids, what should you give away? Here’s one recommended …More

Generally, federal retirees can only decrease, terminate or convert to a private policy their Federal Employees Group Life Insurance—that is, …More

Largely due to the economy, more workers expect to put off their retirement and for many of them the expected …More

In the U.S. legal system, the slightest misstep can lead to a huge award or a sizable settlement in a …More

While much of the attention on the flexible spending account program for federal employees focuses on using such accounts for …More

Saving enough for retirement to avoid having to ask family members for assistance is a top priority for many in …More

With variable life insurance, a form of permanent (cash value) life insurance, you allocate your premium payments among subaccounts that …More

Although many federal employees and retirees approach their decisions on the Federal Long Term Care Insurance Program as a once-a-lifetime …More

Although there are several commonly cited "replacement rates" to be used as a judge of adequacy of income in retirement, …More

One potential source of loan income for those who either can’t or don’t wish to borrow against the value of …More

Late-career employees who find themselves in need of a lump-sum of money—to pay off a mortgage, buy an investment property, …More

The financial downturn has affected the financial status and life plans of many persons in middle age and older, and …More

Recent economic times and their impact on retirement and retirement preparedness have brought into sharper focus the existence of retirement …More

One Thrift Savings Plan consideration for those nearing retirement is the status of any loans they have taken from their …More

During years you work under Social Security, your wages are posted to your Social Security record, and you receive Social …More

Many people make charitable contributions, usually by writing checks. However, there are more tax-efficient ways to benefit your favorite causes. …More

If you believe in gold as a long-term investment, you may want to hold some in your IRA. However, putting …More

The U.S. housing market is showing signs of strength. Permits issued for future construction and home sales are on the …More

As the cost of higher education soars, parents should consider various strategies to make college affordable: * Apply to schools …More

Everyone "knows" that affluent investors have an edge because they can invest in hedge funds, run by smart people with …More