Cash Cow
For landlords, cash flow is a prime concern. What’s more, some or all of any income might be tax-free. Non-cash …More
For landlords, cash flow is a prime concern. What’s more, some or all of any income might be tax-free. Non-cash …More
There might be a credit crunch but not everyone is feeling the pinch. Consumer lending fell by 3.8 percent in …More
If you’re buying or leasing a car, your expenses aren’t limited to the purchase price. You’ll have to buy insurance, …More
If you are the agent named on someone’s power of attorney, you might run into problems. Even if state law …More
When you inherit an IRA, you may be able to extend tax deferral. Suppose Al Smith dies with a traditional …More
Medicare supplement (“Medigap”) policies E, H, I, and J will be discontinued in June. Existing policyholders will be able to …More
When you borrow money to invest, the stocks you buy may lose value. You’ll have greater losses, because you’ve purchased …More
When you rent a car, you usually don’t need the insurance that you’re offered. Your own auto insurance policy probably …More
Married couples have two options for filing their tax returns. Usually, "married filing jointly" will result in a lower tax …More
You may not have heard much about it, but we’ve just experienced one of the greatest bull markets in history. …More
A power of attorney can be a vital part of a financial plan. If you lose the ability to manage …More
A recent report found that monthly premiums for private Medicare Advantage plans rose by an average of 14.2 percent from …More
Some assisted living communities are willing and perhaps eager to accept residents who might need more than a little assistance …More
Efforts to restrain Medicare spending recently have focused on Medicare Advantage, a program that provides federal funds to private health …More
If you inherit an IRA from anyone other than your own spouse, you can’t roll over the account to your …More
Many parents hold bank or investment accounts for their children in custodial accounts established under the Uniform Gifts to Minors …More
The federal estate tax has been repealed for deaths occurring in 2010 and there’s no knowing if or when it …More
If you’re going to convert a traditional IRA to a Roth IRA, you’ll lower your income tax if you segregate …More
Medigap insurance policies can help fill the gaps in basic Medicare coverage. Such policies tend to be expensive but there …More
The S&P/Case-Shiller national home-price index declined 2.5 percent in the fourth quarter of 2009, compared with the fourth quarter of …More
If you hire an investment advisor, you may pay fees based on assets under management. Suppose, for example, you have …More
If you inherit a Roth IRA from your spouse, you can roll that retirement account into your own Roth IRA …More
When college students go through the financial aid process, a formula is used to determine an expected family contribution (EFC). …More
Total fixed annuity sales were $105.1 billion in 2009, just 2 percent less than the record high set in 2008. …More
Medicare Advantage plans, known as Medicare Part C, are offered by private companies. Medicare enrollees pay a fee, in addition …More
Converting traditional IRAs to Roth IRAs is more popular now that all taxpayers can do so, regardless of income. You …More
Many investment advisors are paid by fees these days. However, you might be better off with an advisor who gets …More
If you inherit an IRA from your spouse, you can roll over that account to an IRA in your own …More
Since the founding of our firm we have been in the business of financial planning and money management. We started …More
Sending children to college can be expensive. For the 2009-2010 academic year: * The College Board puts the average cost …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
1 yr | -0.90% | % | -4.39% | -5.70% | -6.85% | 1.71% | -7.59% | -2.12% | -21.10% | -11.00% |
YTD | -3.29% | % | -8.90% | -10.77% | -12.33% | 0.86% | -8.30% | -14.35% | -21.69% | -11.69% |
May | 0.04% | % | -0.35% | -0.48% | -0.61% | 0.21% | 1.13% | -1.65% | -3.53% | 1.19% |