Smart Step
If your retired parents have options as to how they tap an investment portfolio, you might suggest they hold onto …More
If your retired parents have options as to how they tap an investment portfolio, you might suggest they hold onto …More
Many charities will not issue immediate gift annuities for donors under age 55 or 60. What’s more, arranging for an …More
Many charities offer charitable gift annuities (CGAs). With these arrangements, you donate assets to charity in return for a stream …More
Selling a stock at a loss can offer tax advantages. The loss may offset a capital gain or might be …More
Over the past decade, U.S. Treasury debt has ballooned: * In 2001, the total was under $6 trillion. * In …More
You must take at least a required minimum distribution (RMD) from your IRA after you reach age 70 1/2. If …More
Many people make charitable contributions, usually by writing checks. However, there are more tax-efficient ways to benefit your favorite causes. …More
Investors may wish to buy stocks on margin. If the stocks go up in price, the leverage will increase your …More
When you take out a mortgage, you can protect yourself from unexpected and unnecessary closing costs: * Research lenders’ fees …More
Tax-favored 529 plans come in two varieties: College savings plans allow you to put your money into investment accounts. You …More
Do you plan to sell securities for a profit in a taxable account anytime soon, perhaps to pay college bills …More
Rebalancing your portfolio can be a savvy strategy. Suppose you want 20 percent of your investments in foreign stocks but …More
Do you have retired parents with an IRA they don’t need to tap? Some income-shifting strategies might pay off. Suppose, …More
Debt and deficits are in the news. It’s possible the federal government will paper over its problems by printing more …More
After you retire, you may need to tap your portfolio for income. Here’s a suggested strategy: 1. Start with the …More
Assets that pass under your will are subject to probate, the court-administered process of distributing a decedent’s assets. In some …More
The Dow Jones Industrial Average had never experienced four consecutive days of swings in excess of 400 points per day–until …More
Interest rates are low now and so is reported inflation. However, inflation may return if the U.S. prints money to …More
Any investment gains in your IRA will eventually be taxed at your ordinary income rate, when money is withdrawn. IRA …More
If an IRA owner dies and you are the beneficiary, you have several options. * You can take out all …More
Medicare enrollees with high incomes pay extra for Medicare Part B (which covers doctors’ bills) and Part D (prescription drugs). …More
If you own a small apartment building or a home you wish to rent to tenants, be very selective. Once …More
Financial abuse of seniors has become a growing concern. How can you help your parents? Try a direct approach. Suggest …More
Buying a fixer-upper home can be a profitable investment. Such properties are generally available at prices well under market value. …More
You must withdraw at least a certain amount from your traditional IRA each year after you reach age 70 1/2. …More
High-income seniors pay extra for Medicare Part B, which covers doctors’ bills. That’s especially painful for married couples if both …More
Whether you are buying a primary residence, a vacation home, or investment property, this may be a good time to …More
One way to trim your tax bill is to shift income to your children, who have little or no taxable …More
Dozens of mutual funds include the words "total return" in their name. While most total return funds hold bonds, others …More
If you are interested in buying a second home, this may be a good time. Prices are down, as the …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Feb | 1.29% | % | 2.74% | 3.2% | 3.62% | 0.33% | -1.41% | 5.34% | 6.03% | 2.74% |
YTD | 1.66% | % | 3.15% | 3.62% | 4.04% | 0.67% | -1.6% | 7.1% | 3.48% | 2.51% |
10yr | 4.1% | % | 6.98% | 7.73% | 8.34% | 2.35% | 1.63% | 12.69% | 8.64% | 4.75% |