Retirement & Financial Planning Report

Investing in bonds is challenging now. Interest rates are low, so bonds pay scant yields. Moreover, interest rates may rise …More

Most people invest IRA money in stocks, bonds, funds, and bank accounts. However, you don’t have to use such vehicles. …More

Whenever you donate $250 or more to charity, you need paperwork to back up your donations. * You must get …More

According to a survey from Ameriprise Financial, 93% of all Baby Boomers (those from age 47 to 65) help to …More

If you have made deductible contributions to a traditional IRA, that money will have to come out eventually. You’ll owe …More

Federal law requires each of the three major credit bureaus (Equifax, Experian, TransUnion) to provide you with a free copy …More

The maximum tax on long-term capital gains is now 15%. That could change in 2013: * Unless Congress acts, the …More

From 2001 through 2010, the price of gold reached new heights. Morningstar’s category of precious metals funds, which invest most …More

Seniors who are dissatisfied with low investment yields might want to consider an immediate annuity. You give money to an …More

Many parents create custodial accounts for their children under the Uniform Transfers to Minors Act (UTMA) or the Uniform Gifts …More

Some families may benefit by transferring assets from adult workers to retired parents. In particular, it may make sense to …More

If you’re considering buying a policy under the Federal Long Term Care Insurance Program—you can enroll anytime—one major issue will …More

It is "difficult" to compare the FEHB program to other plans because of its status as the largest employer-sponsored health …More

When you receive Social Security benefits, are they subject to income tax? Maybe, or maybe not, or maybe just in …More

As of this writing, 10-year Treasury bonds yield around 1.7%, which is near historic lows. Most experts believe that interest …More

After you submit your annual tax return, you should hold onto your records for three years or more. Thus, if …More

When parents have more than one child, their natural instinct is to treat each one the same, in their estate …More

Many people retire as early as they can, start Social Security at 62, and then wonder what they’ll do for …More

For most people, term life insurance makes sense. You pay a certain amount for a certain period of time; if …More

Hundreds of companies, based in the U.S. and around the world, offer dividend reinvestment plans (DRIPs). You must be a …More