Shifting Into Reverse
For elderly homeowners, a reverse mortgage might increase the money available for retirement spending. With a reverse mortgage, you get …More
For elderly homeowners, a reverse mortgage might increase the money available for retirement spending. With a reverse mortgage, you get …More
Rebalancing your portfolio can boost returns, especially when the stock market is falling. To rebalance: 1. Set a target asset …More
A complete estate plan for your IRA might call for you to name your spouse as primary beneficiary, with your …More
Many grandparents contribute to 529 college savings accounts, which offer tax-free buildup and tax-free withdrawals for college costs. Often, the …More
Many couples think that they are doing well if they live within their means. In reality, it’s vital that a …More
Under the federal financial aid formula, parent-owned accounts in a 529 savings program have very little impact on student eligibility …More
No matter how old you are, you should have an estate plan that includes these basic steps: 1. Assess your …More
When you buy or sell stocks, there are two types of orders you can place: * A market order obligates …More
If you have a second home that you rent periodically, you should try to keep your personal use to less …More
Many investors take risks in non-traditional investments, including startup businesses. They don’t realize that most startups fail, and that such …More
An inheritance may provide substantial wealth but problems can arise if you inherit illiquid, hard-to-value assets such as real estate. …More
If you are looking for sources of college funding, consider your IRA. You can take money from your IRA, without …More
For many college graduates, repaying student loans has become less expensive. Parents who borrowed money to pay college bills also …More
If your estate plan calls for making contributions to charity, some techniques for making such donations work better than others. …More
As divorces and remarriages increase, many American families include stepsons and stepdaughters along with children from second as well as …More
Many estate plans include trusts that take effect after death. With any type of trust, it’s up to the trustee …More
Does your spouse work out of your home? Do you have a home-based sideline business? If so, you might be …More
If there is still money in a tax-favored 529 account after paying the beneficiary’s college costs, what can be done …More
Married couples–especially remarried couples–might consider a qualified terminable interest property (QTIP) trust in their estate planning. Suppose, for example, Walt …More
You may not be able to keep your parents from going into a nursing home but these tactics will increase …More
You can pare your homeowner’s insurance premiums yet still buy adequate protection. * Raise the deductible. Most homeowner’s insurance policies …More
When you’re shopping for life insurance, you should choose the right type of policy. * Term life. These policies pay …More
When you sell your home, you can exclude $250,000 worth of profits from tax. Married couples filing joint returns get …More
Under a federal program, parents of college students can use PLUS loans to borrow the full cost of attendance, minus …More
Many of your assets will pass to a named beneficiary or beneficiaries. They include your IRA, life insurance, annuities, payable-on-death …More
Money you contribute to an IRA but can not deduct forms a non-deductible IRA. You still get the benefit of …More
If you’re planning on building a home, consider taking out a “construction-to-permanent” loan. These arrangements start out as construction loans …More
For retirement income, consider a laddered bond portfolio. Such a ladder would contain individual bonds that mature at specific future …More
If you’re a single taxpayer, you can exclude up to $250,000 worth of capital gains on a sale of your …More
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) provides that traditional IRAs and Roth IRAs are protected …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
1 yr | -0.90% | % | -4.39% | -5.70% | -6.85% | 1.71% | -7.59% | -2.12% | -21.10% | -11.00% |
YTD | -3.29% | % | -8.90% | -10.77% | -12.33% | 0.86% | -8.30% | -14.35% | -21.69% | -11.69% |
May | 0.04% | % | -0.35% | -0.48% | -0.61% | 0.21% | 1.13% | -1.65% | -3.53% | 1.19% |