Help Needed

Under the federal financial aid formula, parent-owned accounts in a 529 savings program have very little impact on student eligibility …More

Going Private

Many investors take risks in non-traditional investments, including startup businesses. They don’t realize that most startups fail, and that such …More

IRA Idea

If you are looking for sources of college funding, consider your IRA. You can take money from your IRA, without …More

Grateful Grads

For many college graduates, repaying student loans has become less expensive. Parents who borrowed money to pay college bills also …More

Mix and Match

As divorces and remarriages increase, many American families include stepsons and stepdaughters along with children from second as well as …More

Defer And Conquer

Married couples–especially remarried couples–might consider a qualified terminable interest property (QTIP) trust in their estate planning. Suppose, for example, Walt …More

Loan Arrangers

If you’re planning on building a home, consider taking out a “construction-to-permanent” loan. These arrangements start out as construction loans …More

Rights And Rungs

For retirement income, consider a laddered bond portfolio. Such a ladder would contain individual bonds that mature at specific future …More