Retirement & Financial Planning Report

Bills are before Congress to enhance retirement savings opportunities in programs such as the Thrift Savings Plan, including opportunities to …More

If you are thinking of leaving government without immediate eligibility for an annuity, you’ll have a choice of whether to …More

Buying long-term care (LTC) insurance at the right age can help you cut the cost of this coverage. Generally, the …More

Results of a TSP participant survey conducted last fall suggest several potential features to add to the program, according to …More

You generally may keep dental and/or vision coverage under the Federal Dental and Vision Insurance Program when you retire (or …More

Many federal employees take out short-term disability insurance because such coverage is not part of the federal benefits package. When …More

Six-tenths of TSP account holders are confident that they are on track to have enough income to support a comfortable …More

While the loss of a parent is a great loss for children to bear, the federal government has made life …More

When you hear investment professionals speak of “cash,” they’re not talking about paper money in your wallet. Instead, they mean …More

Just before or after retirement, many people are faced with the prospect of changed finances that may cause them to …More

Basic insurance under the Federal Employees’ Group Life Insurance program is term insurance. It has no cash value; its value …More

A bill (HR-2062) that recently passed through the House could result in an increase of 5 to 10 percent in …More

The pandemic has generally not changed retiree confidence in living comfortably through their retirement years, with seven in 10 saying …More

If at one point in your career you left the government, took out your retirement contributions, and then returned, in …More

Many investors lag the results of the overall stock market because they make one or more of the following mistakes: …More

A GAO study has said found what it called a “significant” increase over several decades in the share of those …More

If you marry after federal retirement you may elect to provide a survivor annuity but the process differs from the …More

Many federal employees carry professional liability insurance coverage, which can help shield them against legal costs related to suits brought …More

A federal court has denied an award of legal fees to a federal retiree who won a dispute with OPM …More

After you retire, your agency will send your records to OPM, which will check whether you meet a needed age …More

A homeowner’s insurance policy should not be acquired when you buy your home and then forgotten. Here is how to …More

Three-fourths of retirees say they expect to spend down at least some of their financial assets during retirement, including 14 …More

In general, the law allows children to be covered by Federal Employees Health Benefits program up to age 26, even …More

Many estate plans include trusts that take effect after death. With any type of trust, it’s up to the trustee …More

The potential for unexpected costs is a major factor in retiree spending patterns, most clearly reflected in reluctance to spend …More

If you are under age 60 when you go on disability retirement and your disabling condition isn’t considered permanent, OPM …More

How can you prepare your children to handle the investment assets they’ll eventually inherit? One strategy is to have them …More

The recently released 2020 Federal Employee Viewpoint Survey results show that the pandemic has caused some federal employees to rethink …More

If you’re planning to retire, however near or far ahead that day may be, you’ll need to understand your “high-3,” …More