TSP Tweaking Spousal Rights Policies
As part of its widened withdrawal policies effective Sunday (September 15) the TSP is tweaking its policies regarding the rights …More
Retirement & Financial Planning Report
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Making Military Service Deposits – Complex, but Possibly Worth It
One of the most complicated—and therefore least understood—aspects of federal retirement policy involves those with military service. That’s due to …More
Mistakes that Commonly Cost Investors
Most investors lag the results of the overall stock market because they make one or more of the following mistakes: …More
Guarding against Losing Matching TSP Investments
With the year two-thirds gone, this is a good time for FERS employees to make sure they won’t lose government …More
Retirement Survivor Annuities Are Valuable, but Not Free
Benefits for survivors of federal retirees are one of the most valuable of federal employment benefits—which means, naturally, that they …More
Tax-Smart Investing for a Child
For those with minor children, there are several strategies to pursue for better tax management of money for them. * …More
Couples Need to Keep Focus on Retirement Savings, Says Report
A main reason that two-earner couples get in trouble in preparing for retirement is that the “tend to undersave,” says …More
Your OPF Is Your Retirement Backbone
Making sure your records are in order is a big part of retirement preparation, and it’s never too early to …More
Selling and Leasing Back Your Own Home
One option in retirement is to sell your house to a grown son or daughter, then rent the house from …More
Defined Benefit Programs Continue to Disappear in Private Sector
Just 11 percent of private sector workers now have defined benefit retirement plans, which pay amounts based on formulas including …More
On Early Retirement Offers, Think It Through
Normally, federal employee is eligible to retire with at least 30 years of service and is at least age 55 …More
Creating a Cushion of Cash for Retirement
If you are concerned about inadequate income over a long retirement, you could consider investing in a variable annuity. * …More
Report Examines What Makes an Age-Friendly Community
With longer life expectancies and more active lifestyles in retirement, retirees deciding whether or not to move—and where to go, …More
Filling the Gaps in Medicare
For those who continue their Federal Employees Health Benefits program coverage into retirement, as most do, it is generally unnecessary …More
Naming of an Executor Is an Important Decision
When you draft your will, you should name an executor. It will be up to your executor to handle all …More
Generation X Faces Tough Finances in Sandwich Years
Generation X—those born between the early 1960s and early 1980s—are now in their “sandwich years” and are generally in worse …More
Estimating Your Retirement Income
One of the tasks that consumes the time of pre-retirees is figuring out what their annuity will be. They run …More
In Buying Life Insurance, Be Sure to Define the Need First
If you are considering buying life insurance, be sure to first consider thoroughly what need you want it to fill. …More
Social Security Problems Can Be Fixed but Won’t Do It Themselves, Says Report
The latest official report of SSA finances does not show a problem beyond repair, an outside assessment has said, although …More
Holding Your Retirement Plan Close to Your Vest
Firm planning for retirement should start a year or more in advance of your expected date. That doesn’t mean that …More