Retirement & Financial Planning Report

Joint ownership is the simplest and least expensive form of incapacity protection. Your elderly uncle who is becoming forgetful, for …More

Tax-savvy charitable giving changes with time: ADVERTISEMENT While you’re alive. Donate appreciated assets such as stocks and mutual fund shares. …More

Revocable living trusts are increasingly popular. In most revocable trusts, you (the trust creator) are also the trustee and the …More

After a Roth IRA conversion, you have until October 15 of the following year to reverse all or part of …More

Many parents use 529 plans to save for college costs. Earnings are tax-free and so are withdrawals, if the money …More

The price of gold has risen so sharply in the past 10 years that you might want to hold some …More

If you are worried about inflation, add Treasury Inflation-Protected Securities (TIPS) to your portfolio. ADVERTISEMENT * TIPS are issued by …More

When you retire, you might need to draw down your IRA. In that case, moving from a high-tax state to …More

Many taxpayers are subject to the alternative minimum tax (AMT). If you owe the AMT, supposedly tax-exempt municipal bond income …More

Real estate investment trusts (REITs, rhymes with sweets) are similar to mutual funds. They can hold multiple properties. If REITs …More

After you retire, you probably will have to tap your investment portfolio for spending money. Which account should you take …More

Dividend-paying stocks may deserve a role in your portfolio. Among the reasons: * Current cash flow. Large-cap U.S. stocks now …More

When you lend or borrow money to or from friends or relatives, you can avoid tax trouble by setting a …More

You don’t have to live near a Top Ten river to worry about flooding. For example, New Jersey’s 80-mile-long Passaic …More

Some types of fixed annuities are losing ground while other types gain popularity. Sales of traditional deferred fixed annuities fell …More

The new tax law provides a $5 million exclusion from federal estate tax and exclusion portability between spouses. Therefore, married …More

Paying down debt can be an astute financial move. As you reduce your debt load, you’ll owe less interest and …More

IRA owners must take required minimum distributions (RMDs) after age 70-1/2. Typically, RMDs are taxable. You can take out more …More

The health care law passed in 2010 requires Medicare to provide full coverage for all recommended preventive tests as well …More

Starting at age 70-1/2, you must take required minimum distributions (RMDs) from your IRAs, and pay income tax on the …More