Silver Linings
The price of silver rose by 27 percent last year, and several indicators point to continued strength: Limited supplies. Mining …More
The price of silver rose by 27 percent last year, and several indicators point to continued strength: Limited supplies. Mining …More
Among the risks faced by U.S. investors is a decline in the value of the dollar. Some analysts believe that …More
For retirement income, consider a laddered bond portfolio. Such a ladder would contain individual bonds that mature at specific future …More
Variable annuities increasingly offer guaranteed minimum income benefits. Such benefits provide variable annuity investors a guaranteed return if they: Pay …More
To get an idea of whether a home’s asking price is fair, ask realtors about houses that have been sold …More
Selling investment property may trigger a capital gains tax. If you sell a property you’ve held for many years, one …More
When you name beneficiaries for your retirement accounts, trusts, bank accounts, brokerage accounts, life insurance, annuities, etc., take the time …More
Oil prices rose 36 percent in 2005 and the Energy Information Administration projects a further 12 percent jump in 2006. …More
Regardless of the type of mortgage you seek or the amount of down payment you can make, here’s how to …More
If you’re starting a sideline business, you need adequate capital. Broadly speaking, business entities are financed in two ways: Equity. …More
An innovative way to play the market is via “fundamental indexing,” an approach that measures a company’s footprint on the …More
You can contribute to an IRA for 2005, including a Roth IRA, up until April 17, 2006. Generally, the deadline …More
Not only oil but all manner of commodities have been rising in price lately. Worldwide economic growth appears to be …More
In 2005, domestic stock funds gained less than 6.75 percent, on average, according to Morningstar, Inc. That’s far below the …More
You might want to work with one mutual fund family, if that family offers excellent funds in each asset class …More
A competent real estate agent can help you look at more homes that meet your specific needs. However, you need …More
Before you rush to invest in stocks or bonds, build a firm foundation. Budgeting should be a priority. Track your …More
If you want to contribute to a 529 college savings plan for a newborn child or grandchild, most investment professionals …More
One life insurance policy generally can be exchanged for another, tax-free. However, changing the beneficiary can lead to a costly …More
Having an IRA is good but having a Roth IRA might be even better. You can convert all or part …More
A capital improvement to your home may be partially tax-deductible, if it is made to alleviate a specific health condition. …More
If you or your spouse qualifies as a real estate professional, the so-called passive loss rules don’t apply. Then you …More
Cash value life insurance policies (called whole life, universal life, or variable life insurance) promise tax-free investment accumulation. When enough …More
Losses from investment property that you rent to tenants generally are “passive losses,” which might not be fully deductible. However, …More
What kind of life insurance should you buy? There is no “right” answer but if you know the different kinds, …More
According to Morningstar, over 86 percent of the variable annuities sold in the third quarter of 2005 had at least …More
Don’t create a trust when it’s not necessary. Trusts can help avoid probate and smooth the transition in case you …More
Can you deduct the costs of getting an MBA degree? Perhaps, even though the tax code says that education outlays …More
When you buy life insurance, there are some traps you must avoid. For example, the insured individual should not name …More
http://apps.opm.gov/conference/index.cfm FEDweek’s Retirement Planning Training Education Partner, Personal Benefit Services–will be a special exhibitor at booth #107. With the advent …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Feb | 1.29% | % | 2.74% | 3.2% | 3.62% | 0.33% | -1.41% | 5.34% | 6.03% | 2.74% |
YTD | 1.66% | % | 3.15% | 3.62% | 4.04% | 0.67% | -1.6% | 7.1% | 3.48% | 2.51% |
10yr | 4.1% | % | 6.98% | 7.73% | 8.34% | 2.35% | 1.63% | 12.69% | 8.64% | 4.75% |