
Survey Says: One Third Feel They Have Enough Saved for Retirement
Many of us base our plans on the “fact” that we will work until we reach a certain age – …More
Many of us base our plans on the “fact” that we will work until we reach a certain age – …More
One of the rules around Individual Retirement Arrangements (IRAs) is that one must have earned income to contribute to an …More
When we invest in the Thrift Savings Plan or other investment vehicles, we realize that we must accept some level …More
2024 Update: What happens to your Thrift Savings Plan if you go through a divorce? “A man in love is …More
Federal employees enjoy the benefit of having a retirement account called the TSP (Thrift Savings Plan). The TSP was created …More
It’s not too early to start thinking about your 2025 federal income taxes; especially if you are planning on retiring …More
It’s not uncommon for a federal employee to feel that they can’t afford to contribute to the Thrift Savings Plan, …More
After I wrote a recent article on Ponzi schemes, I began to think about other types of investment fraud. That …More
Since its inception in June 2022, the money market settlement fund in the TSP’s mutual fund window (MFW) has outperformed …More
For employees only – that describes Thrift Savings Plan contributions. You are not allowed to contribute to the TSP once …More
A recent survey conducted by Vanguard showed that only 15% of 401(k) participants aged 50 and older made catch-up contributions …More
The April 2024 statistics had approximately 117,000 Thrift Savings Plan (TSP) Millionaires for 6.9 active TSP plan participants. Let’s look …More
We recently wrote about various earnings tests and described how earned income is different from taxable income. Earned income is, …More
A Ponzi scheme is a form of fraud that lures investors and pays profits to earlier investors with funds from …More
Many separated TSP participants choose to roll their money out of the Thrift Savings Plan. And by far, the most …More
If you want to invest in the stock market and don’t have enough money to buy individual shares in publicly …More
Does income you receive from Thrift Savings Plan distributions count towards the earnings test that apply to the Retiree Annuity …More
Financier John Pierpont (JP) Morgan was known for his pithy quotes about investing. One of them that bears repeating is …More
“There are three kinds of lies: lies, damned lies, and statistics.” This quote is attributed to Mark Twain and is …More
“It’s never too late if you start now!” That is a saying that applies to almost everything. It’s not too …More
During my 37 years of being a Thrift Saving Plan (TSP) participant, I have been on many different TSP Rollercoasters, …More
A 10% early withdrawal penalty will apply to any post separation withdrawals from the TSP that are taken before the …More
It’s hard to hit a moving target. Well, the Thrift Savings Plan has moved a few times in its lifetime. …More
Are we lucky, or what? I tend to read almost every article I see if the title indicates it’s about …More
No one has ever accused the TSP of being an early adopter of change. Here are a few examples of …More
Can avoiding a daily latte, or avocado toast put you on track for a successful retirement? According to financial author …More
Earlier this year we looked at the results of the Federal Retirement Thrift Investment Board’s 2023 financial wellness survey and some …More
In June of 2022, the Thrift Savings Plan (TSP) Board did a major overhaul of the TSP website to make …More
Federal employees enjoy various benefits. One benefit most federal employees rely on in retirement is the TSP (Thrift Savings Plan). …More
The Federal Retirement Thrift Investment Board (FRTIB)—the entity responsible for administering the TSP—recently published their May 2024 meeting minutes. In …More